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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

I use pay in 3 almost daily, I never need to worry t...

5
I use pay in 3 almost daily, I never need to worry that any cancelled orders will be refunded even though payments made. Reviewed on: 6th July 2026

Good as always

5
Been using this for over 15 years and never has been a problem Reviewed on: 6th July 2026

Always a good experience

4
Always a good experience, fast and easy to use, clear options. Reviewed on: 6th July 2026

Great service and always keeping you in the loop wit...

5
Great service and always keeping you in the loop with your spending and other offers Reviewed on: 6th July 2026

Amazing service

5
Have always received great service and they dealt with the problem very quickly and efficiently Reviewed on: 6th July 2026

With PayPal I feel SAFE

5
With PayPal I feel SAFE buying the things I need and want . problems are sorted as fast as they come ... Would not be without PayPal on the Internet Reviewed on: 6th July 2026

Exceptional service, always at hand to help with ord...

5
Exceptional service, always at hand to help with orders and refunds aswell as the brilliant spread the costs with 0% interest. Superb! Reviewed on: 6th July 2026

Excellent, Easy to use service

5
Easy to use, good clarity regarding state of account, and very good on line access Reviewed on: 6th July 2026

Simple, easy and effective.

5
Simple, easy and effective. The whole process was straightforward and gave me exactly what I needed. Reviewed on: 6th July 2026

Excellent service and straightforward to use

5
PayPal Credit has been easy to use and has helped spread the cost of purchases when needed. Managing repayments is straightforward, and everything is clearly shown in my account. As with any credit product, it’s important to stay on top of payments, but I’ve had a good experience overall. Reviewed on: 6th July 2026

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