Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104535 reviews)

View other PayPal products

4.90

Based on 104,535 reviews, last reviewed 11th May 2026

2477550% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use app great for payments and added money s... Easy to use app great for payments and added money security Reviewed on: 11th May 2026

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (104535)

Quick easy and versatile

Quick easy and versatile way of spending and shopping. Reviewed on: 17th April 2026

Easy to use app.

Easy to use app. Quick convenient and especially quick exception. Reviewed on: 17th April 2026

I have used PayPal for years

I have used PayPal for years and on the rare occasion I need to speak to someone it has always been flawless. Reviewed on: 17th April 2026

Easy to use, access and keep track of balance.

I love the 0% for 4 months, makes purchases very easy to spread out and be more affordable. The app is excellent, easy to keep track of things, and I love the PayPal Credit card which allows me to use the same account on shops that don’t support PayPal as a native payment method. Reviewed on: 17th April 2026

Fast secure and hassle free.

Fast secure and hassle free. There when I need it and always straightforward and never a worry about fraud Reviewed on: 17th April 2026

Easy to use would recommend.

Easy to use would recommend....... Reviewed on: 17th April 2026

PayPal is there to support me

Knowing PayPal is there to support me is a great reassurance. Reviewed on: 17th April 2026

I have been a loyal customer of PayPal since they st...

I have been a loyal customer of PayPal since they started. I have always found it safe to use and easy to understand. Reviewed on: 17th April 2026

Very support and quick response rate well done all

Very support and quick response rate well done all Reviewed on: 17th April 2026

It’s great especially with money that can be earned...

It’s great especially with money that can be earned through points. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.80 from 4 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49494 reviews
Payments
from PayPal 4.91 from 3711 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub