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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181136)

In all the years that i have used paypal ive never h...

5
In all the years that i have used paypal ive never hqd a problem that couldnt be resolved. The procedure is great, the app is great and easy to navigate Reviewed on: 6th July 2026

Easy to use and good customer service.

5
Easy to use and good customer service. Friendly and good interest free options . Reviewed on: 6th July 2026

Fast and easy. No issues

5
Fast and easy. No hassle at all. Get ignoring the offers but decided why not. So glad I did Reviewed on: 6th July 2026

paypal 5 Star service

5
Have used paypal over several years, paypal has always kept up to date with their services and new features. Has proven to always been useful Reviewed on: 6th July 2026

I use Paypal regularly to help purchase goods with e...

5
I use Paypal regularly to help purchase goods with extra protection, for more expensive purchases their credit facility helps spread the costs over several months. Their app is simple and easy to use. Reviewed on: 6th July 2026

Paypal offers some great deals, ie 4 months at zero...

5
Paypal offers some great deals, ie 4 months at zero % = money in the bank. A safe middle man, gateway for your money Reviewed on: 6th July 2026

A very simple application process, plus I got the ad...

5
A very simple application process, plus I got the added bonus of getting an extra £20 off the product I was buying. Reviewed on: 6th July 2026

PayPal credit is great

5
Wanted to buy something but didn't have enough money to get straight away so used PayPal credit to pay for it over 3 months. Reviewed on: 6th July 2026

Paypal is life changing.

5
Paypal is life changing. Getting a 0% rate for 4months has made a holiday possible this year.... So thanks !!! Reviewed on: 6th July 2026

Good, quick and helpful credit when you need it.

5
Good, quick and helpful credit when you need it. I'm retired and it helps keep up my credit score. And the % interest is very helpful. Saves people going to dodgy firms Reviewed on: 6th July 2026

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