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PayPal: PayPal Credit reviews

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4.90
Based on 104,477 reviews, last reviewed 11th May 2026
2474950% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great banking would highly recommend to everyone. Great banking would highly recommend to everyone. Reviewed on: 11th May 2026
Faye Hendry's avatar
Faye Hendry

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104477)

Flexible payment options

4
Good to have paying 3 options and 0% for large purchase Reviewed on: 17th April 2026
Bex's avatar
Bex

Paypal credit - saviour of the cost of living crisis

5
Paypal credit help me purchase things that I want with a reasonable time scale to pay for it. With the cost of living crisis, I found paypal to be the best way to still get these things without going over budget! Reviewed on: 17th April 2026
LeeS's avatar
LeeS

Never had any issues to report, process is always se...

5
Never had any issues to report, process is always seamless Reviewed on: 17th April 2026
Sharon F's avatar
Sharon F

Stress free purchases

5
Never had an issue with PayPal. Makes my shopping experience stress free. Reviewed on: 17th April 2026
Kirsty D's avatar
Kirsty D

Need to be more flexible with payments like Argos do...

4
Need to be more flexible with payments like Argos do with buy now pay later and lower apr . Reviewed on: 17th April 2026
Adam's avatar
Adam

Great Experiences

5
Great experiences, always a pleasure to have and use. Reviewed on: 17th April 2026
Georgina 's avatar
Georgina

PayPal credit is amazing

5
PayPal credit is amazing - their customer service team are excellent - they are there straightaway - no emails saying we will contact you within 72 hours - they help you and explain the answer to your query in lay mans terms so you can understand Reviewed on: 17th April 2026
Kelly h's avatar
Kelly h

It's a brilliant way to manage my money resauses.

5
It's a brilliant way to manage my money resauses. Highly recommend this service. Reviewed on: 17th April 2026
Alan Peever 's avatar
Alan Peever

Very easy to use, great credit facilities.

5
Very easy to use, great credit facilities. Reviewed on: 17th April 2026
Wendi S's avatar
Wendi S

Always easy and stress free to use.

5
Always easy and stress free to use. Managing my payments and transactions is very easy to do on the app and anytime I have needed to reach out to customer service I have always been left satisfied. Reviewed on: 17th April 2026
Craig W's avatar
Craig W

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