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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

PayPal credit is a brilliant way to spread the cost...

PayPal credit is a brilliant way to spread the cost of larger purchases Reviewed on: 6th June 2024

Years of use for this great financial tool

I have been using PayPal for a number of years. It is quick, secure and allows me to spread the cost of spending if I choose. What’s not to like! Reviewed on: 6th June 2024

Great service

Great service. Very easy to send money and received money. Highly recommended to friends and relatives Reviewed on: 6th June 2024

Took out a PayPal payment over 3 months at 0% intere...

Took out a PayPal payment over 3 months at 0% interest to help me purchase a lawnmower which was on offer. VERY easy and convenient ! Reviewed on: 6th June 2024

Reliable

PayPal is always reliable, it allows you to feel safe when spending online, giving you the added protection of not having to enter your details on every website. PayPal also makes it easy to send and receive payments to businesses as well as family and friends. Reviewed on: 6th June 2024

Useful and helpful!

Paypal is very useful, and allows me to track all of my finances in the one place. They are also very understanding and helpful when any issues have ever arisen, with great customer service any time I have had a query. Reviewed on: 6th June 2024

Easy and simple to use.

Easy and simple to use. Great to have interest free option to spread the cost of items. Reviewed on: 6th June 2024

Easy to use and widely accepted

Easy to use and widely accepted. Lots of different repayments options available. Reviewed on: 6th June 2024

I love PayPal !!

Years back, I considered PayPal to be a terrible, hard to use company. Today, they are one of, if not the best financial institution. Reviewed on: 6th June 2024

Easy and convenient to use.

Easy and convenient to use. Professional at all times. Reviewed on: 6th June 2024

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