Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Excellent product choice and payment methods

Excellent product choice and payment methods Reviewed on: 6th July 2026

Always there when I need it and affordable too

Always there when I need it and affordable too Reviewed on: 6th July 2026

It’s easy to use and you don’t charge me .

It’s easy to use and you don’t charge me ..I like to spread the cost when purchasing and you make this easy for lev Reviewed on: 6th July 2026

Safe option to pay

PayPal is a safe way to pay for stuff, the option to buy now pay later is great if you can't afford something out right that's on the pricey side. It's a very safe way of paying Reviewed on: 6th July 2026

Very high interest, unless it's a short term solutio...

Very high interest, unless it's a short term solution you can pay off quickly I would avoid using their credit Reviewed on: 6th July 2026

Very easy to use, possible to use to pay for almost...

Very easy to use, possible to use to pay for almost everything. Secured payment method. Reviewed on: 6th July 2026

Loved being able to pay monthly with no extra costs.

Loved being able to pay monthly with no extra costs. Money automatically taken from my account so no worries of late payments Reviewed on: 6th July 2026

Convenient and able to borrow interest free.

Convenient and able to borrow interest free. Has helped massively with house renovations. Booking holidays and taking the risk out of larger purchases. Reviewed on: 6th July 2026

Just easy

Easy to sign up, easy to navigate and easy to use. Reviewed on: 6th July 2026

Never had a problem always there when needed

Never had a problem always there when needed Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub