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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Aug 2025

98% decrease in 5 star reviews

in the past 90 days

96% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Never had an issue with PayPal or credit.

Never had an issue with PayPal or credit. The one tone I needed to contact their customer support they were very friendly and quickly resolved my issue. Reviewed on: 6th June 2024

It's easy, simple and quick

It's easy, simple and quick to set up and use and is accepted at many retailers so makes it super convenient too! Always use PayPal credit if I need to spread the cost or stretch a payment until payday. Reviewed on: 6th June 2024

Never had a bad experience with PPC.

Never had a bad experience with PPC. My go to in every credit based scenario. Always quick to sort my queries. Super simple and easy to use Reviewed on: 6th June 2024

Always been an easy transaction and help is always a...

Always been an easy transaction and help is always at hand. Reviewed on: 6th June 2024

Fab service, very helpful advisors & nothing ever a...

Fab service, very helpful advisors & nothing ever a problem too big or small to solve - always a happy customer Reviewed on: 6th June 2024

I highly appreciate your excellent services.

I highly appreciate your excellent services.. Reviewed on: 6th June 2024

PayPal Credit. An honest review.

Had a few instances where I have needed to contact PayPal in regards to Pay in 3 and PayPal Credit and every time they have been incredibly helpful and made me feel very rest assured. PayPal Credit has allowed me to be smarter with my money and helped me. Absolutely brilliant service and customer support. Reviewed on: 6th June 2024

Paypal has been an absolute lifeline through difficu...

Paypal has been an absolute lifeline through difficult times. Safe and secure with worry free protection of transaction.. Exceptional costumer service with prompt refunds if necessary . PayPal offers longer timescales to pay off larger purchases all interest free and you are able to pay back. in any amounts you can afford as long as minimum payment is covered.. Reminders and , excellent communication and prompts are sent.giving the customer every possible opportunity to manage finances well.There are not enough positive words to describe this amazing well organised/managed company which has my complete trust. Reviewed on: 6th June 2024

Very organized friendly service.

Very organized, quick replies. Fast service and friendly staff. Reviewed on: 6th June 2024

Paypal one of the best

Paypal is very easy to use and help is easy to get if you have any problems,would recommend it as it's really good. Reviewed on: 6th June 2024

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