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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
1467% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

Always had good support

5
Always had good support with queries, purchases and refunds. Reviewed on: 6th June 2024

Excellent experience love the pay in three options

5
Excellent experience love the pay in three options Reviewed on: 6th June 2024

I love PayPal credit

5
Very easy to use an access, can manage your amounts easily and pay off credit easily. Paying in 3 installments is very helpful as well as the 4 months no interest. Reviewed on: 6th June 2024

Fantastic service

5
Easy to you and great customer care Reviewed on: 6th June 2024

Really simple to apply.

5
Really simple to apply. The interest free terms are excellent. Not paid any interest yet. Reviewed on: 6th June 2024

Altogether awesome

5
I have had no issues with this service altogether awesome Reviewed on: 6th June 2024

I am a huge fan of PayPal credit.

5
I am a huge fan of PayPal and PayPal credit. So easy to use for larger purchases where you want to spread out the cost. Communication with PayPal is great and marketing emails relevant Reviewed on: 6th June 2024

Great customer service

5
Very handy and when wanted to cancel it great customer service Reviewed on: 6th June 2024

Money saver

5
I have used more than 5-6 times and each experience was great. Reviewed on: 6th June 2024

It just works, low rates, no hassle, accepted in loa...

5
It just works, low rates, no hassle, accepted in loads of places and the pay in 3 is very convenient Reviewed on: 6th June 2024

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