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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104299 reviews)

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4.90

Based on 104,299 reviews, last reviewed 11th May 2026

2466850% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal- The look, feel, is different Bank, I bought a freezer on PayPal credit. It was easy and quick. Divided into 4 interest free payments but with an option to extend term if needed. Covered... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The service has fallen apart, customer service is me... The service has fallen apart, customer service is mediocre, none of them speak good English and they don't understand math, and now they're charging m... Read more Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104299)

PayPal Credit My Life Financial Insurance

I conduct my online transactions with assurance and security. Feel secure with flexible credit card options that enable me to effectively manage my finances, including zero interest for the first four months. This simplifies the process of making purchases and taking advantage of special offers by eliminating the stress of immediate repayment. Reviewed on: 17th April 2026

MR szopen

The best way to pay for shopping online Reviewed on: 17th April 2026

Very easy to use and set up , with numerous stores t...

Very easy to use and set up , with numerous stores taking PayPal credit Reviewed on: 17th April 2026

brilliant because it lets you spread the c...

PayPal is brilliant because it lets you spread the cost at 0% interest and when you do purchase goods you know your covered by PayPal protection. It's my main go to when purchasing it's also easy to set up and use customer service is very good and they do anything possible to try and solve your quarry. It's a all round brilliant service and you couldn't ask for anything else...we'll done PayPal keep up the good work. Reviewed on: 17th April 2026

Excellent time banking with PayPal.

Excellent time banking with PayPal. Banking made easy and easy access to money Reviewed on: 17th April 2026

Pay in 3 options are hardly available

Pay in 3 options are hardly available Reviewed on: 17th April 2026

I use Paypal for everything is so easy and smooth we...

I use Paypal for everything is so easy and smooth well done Reviewed on: 17th April 2026

Excellent Provider

Excellent service and complaint handling Reviewed on: 17th April 2026

My experience of dealing with Paypal is delightful.

My experience of dealing with Paypal is delightful. A reliable, fair company that puts the customer first. Reviewed on: 17th April 2026

Great service

Never had an issue. PayPal credit has been great for me. Fees are reasonable Reviewed on: 17th April 2026

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