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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Love PayPal!

Use PayPal a lot, it’s great to use to split payments over 3 instead of pulling out all at once. The new PayPal card is great, get points for spending and every 1000 points you get £10 off a purchase, I’ve been using this less than a month and half way to £1000 already. Reviewed on: 6th July 2026

No problems

I've never had a problem with PayPal, when goods haven't arrived a quick message and it's been sorted.And the credit side is great, when it gets taken in three, it's very good Reviewed on: 6th July 2026

Very easy - and great deals!

Very easy - and great deals! No complaints here! Reviewed on: 6th July 2026

PayPal Credit

Always simple and easy to use. Great service! Highly recommend. Never had an issue. Reviewed on: 6th July 2026

Credit limit very low and restricted

Credit limit very low and restricted Reviewed on: 6th July 2026

I could not live without Paypal

I rely on paypal for security, ease of use and convenience, I particularly like the convenience of splitting a purchase into 3 interest free payments. Reviewed on: 6th July 2026

I have used PayPal since its inception in conjunctio...

I have used PayPal since its inception in conjunction with eBay. Great payment system and no hassle. Reviewed on: 6th July 2026

A brilliant service 10/10

After being approved for credit ( which is a very quick process) I can apply credit straight away. I also have options of how I will repay the money which is a brilliant feature. I also love that i get reminders before my repayment is taken from my account. I think paypal provide a break service and I highly recommend it. 10/10 Reviewed on: 6th July 2026

Thanks, the card is good, easy to use and helpful wi...

Thanks, the card is good, easy to use and helpful with rewards Reviewed on: 6th July 2026

Happy shopper

Always excellent service would definitely recommend to family and friends Reviewed on: 6th July 2026

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