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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Excellent

Very easy and convenient to use makes purchasing items easy and convenient for managing budget and also provides security for payments Reviewed on: 6th June 2024

PayPal contact

My experience with PayPal has been pretty positive, my only problem is I would like better contact options, I do find the contact or lack very frustrating as the robot does not understand a human being properly. Reviewed on: 6th June 2024

Excellent product if you pay off before deadline yo...

Excellent product if you pay off before deadline you pay no interest. What more could you want Reviewed on: 6th June 2024

Easy to use great product handy for everyday use onl...

Easy to use great product handy for everyday use online and feels very secure Reviewed on: 6th June 2024

Why I chose to use PayPal Credit

I love paypal credit. Easy, no fuss and secure! Reviewed on: 6th June 2024

Generally fine but long transfer time into account

Generally fine but the time between paying off your debt and it actually coming out of your bank is ridiculous. Sometime it takes weeks for money to leave your account. Reviewed on: 6th June 2024

I love the PayPal!

I love the PayPal!!!I use PayPal whenever I needed. Reviewed on: 6th June 2024

Brilliant Service

I use it for purchases that I know I can pay off in big lump sums in a short period of time so I don’t pay interest and it’s brilliant Reviewed on: 6th June 2024

Very easy to use and keep on top of.

Very easy to use and keep on top of. Reviewed on: 6th June 2024

Great service.

Great service. So handy for breaking bigger purchases into smaller payments Reviewed on: 6th June 2024

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