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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50804 reviews)

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4.91

Based on 50,804 reviews, last reviewed 24th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50804)

Paypal Credit card is very flexible

PayPal Credit Card is very flexible in the sense I don’t have to make repayment within a month of spending. Also when I spoke to their customer team about a charge, they were considerate, proactive in looking into it to see it wasn’t a credible charge and the charges were refunded Reviewed on: 6th June 2024

I use PayPal credit and pay in 3 a lot.

I use PayPal credit and pay in 3 a lot. It is really handy to spread payments. Reviewed on: 6th June 2024

Very simple to use, automatic credit limit reviews l...

Very simple to use, automatic credit limit reviews let you know where you stand Reviewed on: 6th June 2024

Great services ...

Pay pal is easy to use with reminders for payments Reviewed on: 6th June 2024

Convienient and reliable

Easy to use , esp for mobile payments and reliable service Reviewed on: 6th June 2024

Not so easy to understand, for a pensioner Thank you...

Not so easy to understand, for a pensioner Thank you very much extraordinarily extraordinary children are part of campaign Reviewed on: 6th June 2024

I've been using PayPal for many years and never had...

I've been using PayPal for many years and never had a problem Reviewed on: 6th June 2024

It has very good service

It has very good service and it is easy for me to pay with. Reviewed on: 6th June 2024

Very good experience .

Very good experience . Super. Super. Super. Reviewed on: 6th June 2024

Great option to pay over time and interest free

Great option to pay over time and interest free Reviewed on: 6th June 2024

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