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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,228 reviews, last reviewed 11th May 2026
2463500% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to understand and good customer service Easy to understand and good customer service Reviewed on: 11th May 2026
Vic G's avatar
Vic G

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104228)

Great card

5
Very easy to apply and use , love the fact u get 4 months interest free on all purchases over 100 Reviewed on: 17th April 2026
Ainz 's avatar
Ainz

Used paypal for years makes me feelnsafe when purcha...

5
Used paypal for years makes me feelnsafe when purchasing items Reviewed on: 17th April 2026
Laura McAlinn's avatar
Laura McAlinn

I have used PayPal for many, many years.

5
I have used PayPal for many, many years. I have used Credit randomly and always found it easy to use, control and manage. Reviewed on: 17th April 2026
Matt F's avatar
Matt F

I have used PayPal for many years and have never exp...

5
I have used PayPal for many years and have never experienced a problem Reviewed on: 17th April 2026
Lesley A's avatar
Lesley A

Payment timing out of my bank

4
The time delay on payments out of my bank makes keeping track a little complicated but cannot fault the interest free rate. Reviewed on: 17th April 2026
Claire J's avatar
Claire J

Excellent solution and easy to use

5
Excellent solution and easy to use Reviewed on: 17th April 2026
A C's avatar
A C

I love PayPal it’s easy to use and never had any iss...

5
I love PayPal it’s easy to use and never had any issues with it Reviewed on: 17th April 2026
Graham S's avatar
Graham S

Easy to use and understand payments and charges.

5
Easy to use and understand payments and charges. Reviewed on: 17th April 2026
Caroline B's avatar
Caroline B

Issues? What issues?

5
Never had any issues or quibbles and any queries they respond swiftly and politely Reviewed on: 17th April 2026
Darren D's avatar
Darren D

Always fast, safe, top-end support

5
Always fast, safe, top-end support Reviewed on: 17th April 2026
viacheslav's avatar
viacheslav

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