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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

It's there exactly when I need it.....

Paypal has always been good for me, it's allowed me to purchase one or two items that I needed/wanted and didn't have the funds to hand. It's there exactly when I need it and allows me flexibility, paying off my balance is simple and quick. Reviewed on: 6th July 2026

Very handy.

Very handy. Used a good few times and setting everything up was quick and easy Reviewed on: 6th July 2026

Safe, reliable,efficient ways to pay

I love PayPal for the ease of use, it is widely acceptable, its safety and simplicity of use and the various options it offers to pay for items. It is quick to use and should a problem arise paypal sort it quickly. Reviewed on: 6th July 2026

I find PayPal easy to use and a good financial tool.

I find PayPal easy to use and a good financial tool. Reviewed on: 6th July 2026

PayPal helps

PayPal helps me out when short of money and a fair repayments Reviewed on: 6th July 2026

Years of Top-Tier Support

PayPal's customer service is absolutely top-tier. I have trusted them for years, and every single time I have needed help with a transaction, their team has been incredibly fantastic. They resolve issues with lightning speed, and I cannot recommend their services highly enough. Reviewed on: 6th July 2026

I have always had excellent service

I have always had excellent service Reviewed on: 6th July 2026

The product has made my life a lot easier and cash f...

The product has made my life a lot easier and cash flow situation better. I can now afford larger purchases without using extremely high interest credit cards and loans and the flexibility and ease of use is great Reviewed on: 6th July 2026

Reliable and happy with the service

Quick decision, reliable. Quick response if a problem occurs. PayPal credit is available in alot of sites which relieves the pressure of paying outright. Easy to make a payments. Very happy with the service and would recommend to friends and family Reviewed on: 6th July 2026

5 star product, easy to use and efficient

PayPal credit is really easy to use, being an option on most websites as a quick link, it also has a buy now pay later option which allows the payments to be split in 3 and automatically taken. What I really like is that I have the PayPal credit card on my wallet on my phone so I can use this in stores aswell Reviewed on: 6th July 2026

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