Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

View other PayPal products

4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181135)

Very helpful, easy to use and mage your account on t...

Very helpful, easy to use and mage your account on the app or web, and friendly staff. Always easy to use and split your payments, or spread the payments in 3. Very very easy and nice. Reviewed on: 6th July 2026

Really easy to set up, large credit limit and the 0%...

Really easy to set up, large credit limit and the 0% was super useful for a big purchase I needed to pay but the funds had not come through for yet. Reviewed on: 6th July 2026

Very happy with PayPal credit

Very happy with PayPal credit been using for several years and would definitely recommend Reviewed on: 6th July 2026

Easy and simple to use and can be done on...

Easy and simple to use and can be done on my phone Reviewed on: 6th July 2026

Amazing service

PayPal is always helpful and I never had any problem with them Reviewed on: 6th July 2026

Quick and simple to use, excellent options that allo...

Quick and simple to use, excellent options that allow very flexible short term finance solutions. What more could you ask for? Brilliant. Reviewed on: 6th July 2026

Peace of mind protection

Never had any issues using PayPal and know I am protected if order doesn't go to plan. Can see all transactions easily and even pay in installments. Reviewed on: 6th July 2026

PayPal anytime

Always there when I needed it, and they were very helpful Reviewed on: 6th July 2026

Pay for things quick and easy !

Always found it easy to use and a handy way to pay for things when money gets tight. Repayment options are easy and simple to understand. Never had any issues so never needed customer service for anything which says a lot these days. Would recommend to anyone a will continue to use myself in future Reviewed on: 6th July 2026

Good experience - easy to understand

Good experience - easy to understand Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101294 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub