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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,040 reviews, last reviewed 11th May 2026
2454650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using PayPal to business payment,and everything... I'm using PayPal to business payment,and everything have problem with scanners, PayPal helping solve the problem Reviewed on: 11th May 2026
Lukasz M's avatar
Lukasz M

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104040)

I've been using PayPal for years and it makes paying...

5
I've been using PayPal for years and it makes paying online feel much safer rather than using your debit card details. It also offers great payment obtains offering credit for the larger items that you can pay off over 4 months interest free, or pay in three option. They let you know when to check your statement when payments are due so you don't miss making a payment. Once I received a scam email and I contacted PayPal and the staff were very helpful and all I had to do was to forward the email to them so they could act on it. I can use it on most online shopping websites and I feel protected when using PayPal, they now provide tracking information on items you purchase which is great too. I give PayPal top marks Reviewed on: 17th April 2026
Rachel K's avatar
Rachel K

PayPal makes my life so much easier when making onli...

5
PayPal makes my life so much easier when making online purchases. I feel safe and secure and can rely on every stage of a transaction. Totally reliable platform. Reviewed on: 17th April 2026
Simone M's avatar
Simone M

High rates

3
The app can be difficult to navigate. Convenient but quite high Rate Reviewed on: 17th April 2026
Pa's avatar
Pa

Spread the cost

5
Excellent way to spread payments for holidays, flights etc. Reviewed on: 17th April 2026
Kevin D's avatar
Kevin D

PayPal - The best.

5
I’ve been using PayPal since 2019, and their service has been nothing short of exceptional. Their customer support is among the best in the financial industry—knowledgeable, respectful, and experienced advisors who consistently deliver solutions with professionalism. PayPal has truly set the standard for reliable financial services. Reviewed on: 17th April 2026
Edward 's avatar
Edward

Enjoying the PayPal experience

5
Easy to use App, very easy to see and understand everything. Enjoy using PayPal. Reviewed on: 17th April 2026
Amanda 's avatar
Amanda

Brilliant tool for larger purchases I use regularly...

5
Brilliant tool for larger purchases I use regularly but responsibly Reviewed on: 17th April 2026
Rosie Hill's avatar
Rosie Hill

Great support, peace of mind and reassurance

5
Great support, and above all PayPal gives you real peace of mind and reassurance when purchasing things. Easy to use and some really great buying options with pay in 3 or pay later. App is easy to navigate and use. Customer support has also been really helpful in the past, especially when protecting the buyer. Reviewed on: 17th April 2026
Stu's avatar
Stu

Chancers

5
Someone managed to log into my PayPal and buy a bag for £500 PayPal had my money back within 24 hours Reviewed on: 17th April 2026
Lisa B's avatar
Lisa B

The pay in 3 is mega!

5
The pay in 3 is really easy to do and allows me to manage payments and forecast my spending. Reviewed on: 17th April 2026
joey richter's avatar
joey richter

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