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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

Most trusted

5
Paypal is trusted and there when you need it. Reviewed on: 6th July 2026

PayPal Review

5
PayPal has been great for spreading the cost of payments and is really easy to use. The app is also easy to use and understand future payment schedules. I also have found PayPal a good method of sending money to friends. Reviewed on: 6th July 2026

Very easy to use never had a problem all ways a good...

5
Very easy to use never had a problem all ways a good service Reviewed on: 6th July 2026

I have been using PayPal for than 10years and my exp...

5
I have been using PayPal for than 10years and my experience has ben excellent for ecample, i always prefer to use PayPal for every transaction when possible as it gives me security and peace of mind. Reviewed on: 6th July 2026

PayPal Service

5
When ever I have had a problem with the vendors I have dealt with PayPal have been there to help me resolve my issue. On top of the help provided they offer value and reliability plus great security Reviewed on: 6th July 2026

Easy to use and transparent.

5
Easy to use and transparent. No problems. Reviewed on: 6th July 2026

Flexible, market leading credit options

5
I always recommend Paypal credit to friends and family when they are making substantial purchases. From the flexible credit arrangements to their standard 4 months interest free on high value purchases, PayPal just seems to be the best provider out there in my opinion. Reviewed on: 6th July 2026

I've been with PayPal over40 years, that should give...

4
I've been with PayPal over40 years, that should give you a clue how good they are. Reviewed on: 6th July 2026

Ninja knife sharpening block.

4
PayPal is accepted online by many companies which are scammers. It's seems very easy for scammers to use your Logo and transfer you to paypal. You declined my last transaction which was a SCAM using Paypal. After calls and complaints you refunded my money. It was ridiculous because I was given a Chinese tracking number. Which was unobtainable. You must get your act together. Reviewed on: 6th July 2026

Easy transaction

5
Easy to make payments over 4 months no fees Reviewed on: 6th July 2026

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