Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103994 reviews)

View other PayPal products

4.90

Based on 103,994 reviews, last reviewed 11th May 2026

2452550% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

When I have experienced any issues PayPal have alway... When I have experienced any issues PayPal have always been quick to help and resolve them. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103994)

I love to use PayPal.

I love to use PayPal. It gives me many options on how to pay for goods. Reviewed on: 17th April 2026

Got to be the easiest way to pay

Got to be the easiest way to pay, particularly for online purchases. No faffy username, long card numbers or other potentially traceable pins, codes to enter, just email and password with 2 step authentication. You can also ring and peak to someone too, no bots, no chat rubbish. Reviewed on: 17th April 2026

Reliable

Always used it n they’ve always sorted any issues Reviewed on: 17th April 2026

Fast and reliable payment system

PayPal has been very reliable and fast in terms of my transactions, the app is very user friendly. Reviewed on: 17th April 2026

Very good service when ever I’ve used PayPal

Very good service when ever I’ve used PayPal Reviewed on: 17th April 2026

Always a excellent experience when using pay pal it...

Always a excellent experience when using pay pal it never lets me down Reviewed on: 17th April 2026

Always an easy use i’m very simple never any problems

Always an easy use i’m very simple never any problems Reviewed on: 17th April 2026

Easy to use handy to have different payment methods

Easy to use handy to have different payment methods Reviewed on: 17th April 2026

Easy to use and access account.

Easy to use and access account. Great you can get a virtual card Reviewed on: 17th April 2026

Best ever.

Best ever. Easy to use. And simple. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.78 from 491 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 49140 reviews
Payments
from PayPal 4.91 from 3710 reviews
Credit card
from PayPal 4.90 from 81 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub