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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

1075% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (50806)

Great and easy to use.

Great and easy to use. I’m very happy to be able to use it Reviewed on: 6th June 2024

Has best service available for funds.

Its great when you need credit. It provides in many situation, where payment are accepted in many places. The methods is hassle free. It is easy to pay form paypal. There are some new feature like pay in 3 and 12-24 finance. Which i have used in past. has helped in situation where i needed Equipments replacment in emergency. Payment is secure and fast also good rates on international currency when shopping from overseas. Seller has received funds quickly and fast.Thats why I like about paypal and entire services. It has helped me a lot in need. Reviewed on: 6th June 2024

simple and easy to set up and all in one app...

It's simple and easy to set up and can be all managed via their app and it links to your PayPal account, so when paying you can use either without a fuss. Reviewed on: 6th June 2024

Why I like PayPal credit

Enjoy the various interest rate options on purchases they offer. It’s very easy to use. Generally speaking, I prefer to use online retailers who offer PayPal as a payment option. Reviewed on: 6th June 2024

Great way of paying safe.

Great way of paying safe. Always use it when is offered as payment on sites. Reviewed on: 6th June 2024

Thank you pay pal credit to ease my life.

Thank you pay pal credit to ease my life. Reviewed on: 6th June 2024

Really quick and easy to set up, makes paying for it...

Really quick and easy to set up, makes paying for items faster and I feel more secure. Reviewed on: 6th June 2024

Great customer service

Great initial incentive to sign up with £20 off my initial purchase. Easy to repay with open banking and fair APR. Customer service has been fast, friendly and helpful whenever ive had to call and check something. I like that I'm already verified via the PayPal app so I don't have to spend ages going through security over the phone Reviewed on: 6th June 2024

Best flexible option trusted

Best flexible option for purchases and super fast to resolve any issues total piece of mind! Reviewed on: 6th June 2024

Excellent, thus far.

Excellent, thus far. PayPal is always available to answer and deal with issues that arises. Reviewed on: 6th June 2024

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