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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,912 reviews, last reviewed 11th May 2026
2448700% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My go to payment method Easy to use, links easily to account Reviewed on: 11th May 2026
Ian P's avatar
Ian P

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (103912)

Good in many ways

5
All good services with a very good customer service . A lot of flexible ways to pay . Good rewards programe . Overall, I am very happy with Paypal and their services, never had an issue or problem that couldn't or didn't get sorted. The only downside that I find, is on Paypal credit, the charges are to big, apr and interest rates same, to high. Reviewed on: 17th April 2026
Cristian E's avatar
Cristian E

Excellent customer service..

5
Excellent customer service, always been very helpful with what I have needed to speak about Reviewed on: 17th April 2026
Mrs G's avatar
Mrs G

I wholeheartedly trust PayPal.

5
When I had a query I found the customer service team excellent. I love PayPal because I trust it wholeheartedly so therefore feel very confident about using it. Reviewed on: 17th April 2026
Sara T's avatar
Sara T

Pay Pal Excellent Service

5
I have used isto al for years and am extremely happy with the service. Pay pal credit gives you time to pay for your purchases and is really helpful when struggling financially. Reviewed on: 17th April 2026
Penny Francis's avatar
Penny Francis

Always reliable and very convenient

5
Always reliable and very convenient Reviewed on: 17th April 2026
Kimberly E's avatar
Kimberly E

I always buy and pay in installments.

5
I always buy and split in installments Reviewed on: 17th April 2026
Kazim h's avatar
Kazim h

Sam at Paypal

4
Over all good paypal should improve little more because sometimes its hard to understand statement Reviewed on: 17th April 2026
Sami's avatar
Sami

Good Customer Service

5
They are always happy to help resolve any issues. Reviewed on: 17th April 2026
Julie L's avatar
Julie L

Fantastic and easy to use service with customer serv...

5
Fantastic and easy to use service with customer service at the touch of a button Reviewed on: 17th April 2026
Anna W's avatar
Anna W

Easy to use, great offers and now has a handy card f...

5
Easy to use, great offers and now has a handy card feature where you can use it to shop in store. Reviewed on: 17th April 2026
Victoria T's avatar
Victoria T

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