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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181135 reviews)

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4.73

Based on 181,135 reviews, last reviewed 27th Aug 2026

2% decrease in 5 star reviews

in the past 90 days

11% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181135)

Easier on the wallet

Makes it easier on the wallet when needed and can pay in increments enabling customer easement. Reviewed on: 6th July 2026

Hassle free

Prior to this you would have to get a credit card approved via the bank in order to get a similar service. This was invited to me and approved rather quickly. Reviewed on: 6th July 2026

PayPal the best

I use PayPal a lot, never had any issues, highly recommend Reviewed on: 6th July 2026

Had a few problems with paying off my PayPal credit...

Had a few problems with paying off my PayPal credit card. Wasn’t accepting my bank card for payments for some strange reason, even though I paid off the first few bits with the same card, had to switch bank cards to pay it off which was annoying. Reviewed on: 6th July 2026

I always use PayPal when I’m buying on line,I’ve nev...

I always use PayPal when I’m buying on line,I’ve never had an issue when paying,and if I’ve had a problem,it’s been resolved quickly. Reviewed on: 6th July 2026

10/10 every time, PayPal always have great deals tha...

10/10 every time, PayPal always have great deals that give me options for repayments Reviewed on: 6th July 2026

It’s good, but cold be improved by having a better o...

It’s good, but cold be improved by having a better online customer service. Reviewed on: 6th July 2026

Easy to use, easily understood with multi uses.

Easy to use, easily understood with multi uses. I have used this service in different types of retailers and have yet to experience a problem or inconvenience Reviewed on: 6th July 2026

Great versatile credit

A very versatile product with 0% over 4 months, or pay over 3 months, then a standard interest rate if needed - I like it very much. Reviewed on: 6th July 2026

Excellent service .

I'm very pleased with the service. Everything was easy to understand and any queries resolved promptly Reviewed on: 6th July 2026

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