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PayPal: PayPal Credit reviews

4.73
Based on 181,135 reviews, last reviewed 27th Aug 2026
2% decrease in 5 star reviews
in the past 90 days
11% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

HelloTabassum i am always feel easy when i login and manage my account simply Reviewed on: 27th August 2026
T Tabassum 's avatar
T Tabassum

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181135)

PayPal is easy to use and secure.

5
PayPal is easy to use and secure. Reviewed on: 6th July 2026

When paying my Paypal credit bill with funds already...

3
When paying my Paypal credit bill with funds already in my PayPal account it didn't happen right away and the next day something came out my account and was charged for missing a payment when it was delayed. The payment should be instant Reviewed on: 6th July 2026

Always been good 4 months interest free are great

5
Always been good 4 months interest free are great Reviewed on: 6th July 2026

Great app

5
Very easy to use and the app works without glitches. I like the automatic 4 months interest free credit, and pay in 2 Reviewed on: 6th July 2026

Each and every time I have used PayPal I couldn't fa...

5
Each and every time I have used PayPal I couldn't fault it Reviewed on: 6th July 2026

Great service

5
Great service when I need it especially for items of a higher price, pay in 3 makes it a lot more affordable and accessible for me to be able to purchase things and also interest free payments the same Reviewed on: 6th July 2026

PayPal always meets my expectations

5
PayPal always meets my expectations and provides the solutions I need Reviewed on: 6th July 2026

Very good service would definitely recommend

5
Very good service would definitely recommend Reviewed on: 6th July 2026

Pay pal helps those who are feeling the cost of livi...

5
Pay pal helps those who are feeling the cost of living crisis by allowing them to pay in 3 installments interest free. Reviewed on: 6th July 2026

Just brilliant.

5
Just brilliant. Safe and secure and gives me complete confidence and piece of mind. Reviewed on: 6th July 2026

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