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JonB

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Review of the PayPal, PayPal Credit:

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Spreading the cost of spending with PayPal credit

PayPal credit provided me with an easy way to spread payments for a large unexpected purchase. It was straightforward to apply for, and provided convenient access to the balance so I could check on payments, alongside my normal PayPal usage. I would definitely recommend using this when faced with unplanned spends, and make the most of any interest free period to avoid charges. Reviewed on: 6th July 2026

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