Smart Money People Logo

PayPal: PayPal Credit reviews

4.92
Based on 30,761 reviews, last reviewed 18th Feb 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

2 Weeks for Payment to Reflect in Available Credit I escalated to customer service manager, and he said "it's in the terms and agreement," while mentioning the 48-72 is for it to reflect in balance, bu... Read more Reviewed on: 18th February 2025
Kevin S's avatar
Kevin S

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30761)

Review of the PayPal, PayPal Credit:

Quick and easy good updates and very timely

5
Quick and easy good updates and very timely Reviewed on: 3rd June 2024

PayPal credit has helped me fund so many things, sup...

5
PayPal credit has helped me fund so many things, super helpful Reviewed on: 17th June 2024

5k Credit Limit & 3m Interest Free!

5
I have 5k credit limit with PayPal Credit and use it all the time. You have 3m interest free which is a fabulous offer. I always try to clear my balance within the month but it helps that I know I can spread the cost. I use it all the time, excellent product Reviewed on: 17th June 2024

A v satisfied customer.

5
I’m a satisfied customer. Never have had any problem with paypal credit. Been using it since it started giving online credit. Reviewed on: 17th June 2024

Easy to use and flexibility when you need it

5
PayPal gives me peace of mind when completing transactions and also, gives me flexibility with pay in 3 or just using PayPal Credit outright. Reviewed on: 17th June 2024

I had a lot of good experiences with paypal includi...

5
I had a lot of good experiences with paypal including help me when I've had to cancel a payment. Reviewed on: 17th June 2024

Perfect PayPal

5
PayPal credit is a wonderful service, easy to apply for and easy to manage via the app Reviewed on: 17th June 2024

Very handy while money is tight , very fair pay back...

5
Very handy while money is tight , very fair pay back times Reviewed on: 17th June 2024

So easy to use Also pay in 3 is a...

5
So easy to use Also pay in 3 is a dream Reviewed on: 17th June 2024

A very much appreciated support, secure and reliable.

5
A very much appreciated support, secure and reliable. Reviewed on: 17th June 2024

Poor services

4
I have used online messaging and no response back, hard to find information about my credit account. Changes in % charges. Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products