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PayPal: PayPal Credit reviews

4.92
Based on 30,759 reviews, last reviewed 2nd Feb 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
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1%
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0%
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Latest highest rating:

5

Better commissions honestly I made an account with them! At least they're charging less than regulars thieves banks.. I've sent some money I owed to a friend that's currently in ... Read more Reviewed on: 8th October 2024
E N's avatar
E N

Latest lowest rating:

1

few days ago I had to email for the customer service... few days ago I had to email for the customer service because of the payment date to change .I struggling paying on the 4th .So i did asked if they cou... Read more Reviewed on: 2nd February 2025
Nora Kovacs's avatar
Nora Kovacs

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30759)

Review of the PayPal, PayPal Credit:

Making spending easier

5
I always use PayPal if it is ever an option when paying for items and now PayPal credit makes it so much more affordable and helps me control my spending. Reviewed on: 14th May 2024

Easy set up, management and good rates of interest.

5
It is really easy to arrange a credit account and I found the interest rates to be very competitive. Account management is really clear and simple as is checking balances. I think PayPal set responsible lending limits, and make it easy to make overpayments. Reviewed on: 17th June 2024

Hassle free shopping

5
Think it’s a very good way of paying for items online, secure no hassle any problems you can contact and get a fast reply Reviewed on: 17th June 2024

Great to use

5
Easy to use, I prefer to use PayPal as I know its secure and if I do come across any issues there is a person on the other end of the phone to help me Reviewed on: 17th June 2024

Wonderful Experience

4
The experience has been so wonderful and it has really reduced the burden of making payments immediately when buying stuffs. PayPal gives the opportunity of buying and spreading payments over a period of time Reviewed on: 17th June 2024

Had a bad experience a while back

5
Had a bad experience a while back when I was obviously scammed but PayPal found in the sellers favour . Since then it has been positive Reviewed on: 17th June 2024

A real Pal!

5
Been using it for years and it's never on my worry list! Reviewed on: 17th June 2024

Overall good

5
Sometimes it’s difficult to get a response to a query you have but overall it is a good service Reviewed on: 17th June 2024

Excellent customer service

5
Customer service have always been reassuring & solve the problem at hand when I have had to contact them Reviewed on: 17th June 2024

Easy to use quick installment plans

5
Easy to use quick installment plans Reviewed on: 17th June 2024

I can’t fault the service.

5
I have been using PayPal for a number of years and the experience has always been 1st class. Reviewed on: 17th June 2024