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Santander: Basic Current Account reviews

Name: Basic Current Account
Rating: 3.91 (297 reviews)

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3.87

Based on 297 reviews, last reviewed 4th Mar 2025

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

50%

21%

14%

12%

Latest highest rating:

4

Standard no frills current account. Standard no frills current account. Online banking is easy enough to use. Reviewed on: 27th February 2025

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025

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About this product

The Santander Basic Current Account is suitable for everyday banking needs. The account is designed for anyone new to the UK or with a poor credit history. Online and mobile banking options are available and account holders can withdraw fee-free cash from Santander cash machines when abroad. With Santander’s free rewards service, Basic Current Account customers can also access cashback, vouchers and prize draws.

It’s important to find the right bank account for your needs. Choosing a suitable account can become more difficult if you’re new to the country or have a poor credit rating. Learn how well Santander serves this demographic by reading our Santander Basic Current Account reviews.

Learn about existing account holders’ circumstances and why the Basic Current Account has worked for them. Find out about the sign-up process and how supportive Santander’s customer service team is. Read about the different perks available with the free rewards service. Learn more about the mobile banking app and the features it provides. Make an informed decision about your new bank account by reading our Santander Basic Current Account reviews.

If you have a Basic Current Account, share your experience with our Smart Money People community. How long have you had your account and is it your main bank account? Why did you choose the Basic Current Account and have you been satisfied so far? What’s your favourite feature of the account and is there anything you feel could be improved? Don’t forget to include any experiences you’ve had with the customer service team. Whether good or bad, write an honest Santander Basic Current Account review today. Together, we can help people like you make better financial decisions.

Santander Basic Current Account reviews (297)

Review of the Santander, Basic Current Account:

Suits my needs

Suits my needs, no fees at all... Had for a few years and they throw lots of great deals at me i.e. low interest loans, credit cards etc so cannot fault! Reviewed on: 22nd November 2019

Highly recommend

Santander is the only bank I've ever been with since being 14 years old and I've never had a problem with them,vert safe and reliable with your money Reviewed on: 26th March 2023

Ok

OK but Cod be better???? ¿??????? Reviewed on: 19th March 2023

Good allround

Always helpful and polite. The automated message system is very easy to use Reviewed on: 17th March 2023

Okay

Not bad customer service and response time Reviewed on: 11th March 2023

Quality service

They provide quality services and focus on customer satisfaction. Reviewed on: 10th March 2023

Good bank

Many years with the bank and good service Reviewed on: 10th March 2023

lacking

Total lack of support particularly in times of great need, even when you've been with the bank as a loyal customer for 33+ years. Whilst the Santander boots rewards is an added bonus, the costs of facilitating the use of a much needed overdraft are utterly exorbitant. Reviewed on: 9th March 2023

Money Safe

Easy and simple to manage accounts everything is secure till now! Reviewed on: 7th March 2023

My first account

It was my first account in England and I was really happy with it Reviewed on: 26th February 2023

Assisted The Scam of Vulnerable Pensioner then refused to refund

Purchased a item online after doing all relevant checks but turned out to be a scam with payments made through their payment system. Santander refused to class it as a scam before the goods did not arrive then once the goods did not arrive their investigation concluded that I should have known it was a scam before the purchase and held me liable for the payment. They did not pursue the scammers and the investigators made their conclusions based on my age (I'm 74) rather than asking what checks I had made. Despite my husbands recent death which blocked our account (easiest way to complain) they refused to provide a complaints email and didn't send through phone transcripts that were promised when I had no option but to complain by phone. Wholly deserve their 1 star for terrible and dishonest customer service Reviewed on: 23rd February 2023

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