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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (154 reviews)

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3.83

Based on 154 reviews, last reviewed 27th Feb 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

great card and cashback . great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (154)

Review of the Santander, 123 Credit Card:

great bank

great bank and always helpful with whatever queries you have Reviewed on: 27th April 2020

Amazing card.

Use this card only on cash back items, by keeping up with monthly payments this card pays for itself and gives me more in return. By using it in supermarkets and when buying petrol, it has given me more in return as I keep up with payments on a monthly basis and therefore do not pay interest, and with what I use this card for are products I would be buying anyway. Really handy card to have. Reviewed on: 29th April 2015

Simply outstanding, in other words one of the best banks ever!

Santander is simply one of the best banks in the whole of the United Kingdom. It is amazing no words can really describe it. Anytime I need help Santander will be at the rescue and always have a solution to my problems! I just want take this opportunity to thank Santander for all their help! Reviewed on: 26th December 2014

My favourite credit card by far

Good service and great benefits...cashback of 1-3%, is pretty top and service has been good so far (I've been with them for 8 months) Reviewed on: 23rd October 2014

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