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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,229 reviews, last reviewed 28th Nov 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Santander very good Brilliant service, call centres excellent Reviewed on: 28th November 2024
Matt's avatar
Matt

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024
Ralp b's avatar
Ralp b

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1229)

Review of the Santander, 123 Current Account (discontinued):

Top current account, beats other competitors for interest!

5
Top current account, with £20000 + saved you get around £40 a month after tax, no other current account will give you this much interest on your savings! You require to have 2 direct debits and pay in £500/month but this is fairly straightforward. You can also have one single and one joint account so with your partner you can gain more interest also. The online banking is easy to navigate and security level is high. Definitely recommend this account for anyone who wants to maximise interest! Reviewed on: 15th August 2015

Fair

4
It's an alright bank Just a little difficult in giving credit Reviewed on: 30th March 2023

Helpful staff

5
Santander automatically emailed me saying that they were closing my back account which was horrible. I called back to check what the reason for the close was and how it can be resolved so I can keep using Santander as my bank. Alex was very helpful in assisting me in uploading the relevant documents all the way through and removed the block that Santander put on my account. Now I can use my account as I normally would. Thank you, Alex Marius! Reviewed on: 29th March 2023

easy to use account

5
easy to use, good mobile app and reasonable interest rate Reviewed on: 29th March 2023

Good around account

4
Have been with Santander for several years now with their 1-2-3 account and have found it a very competitive current account in terms of interest rates and the additional bonus of having cashback on my utility bills. I have also found their web site easy to navigate and to manage my money. Reviewed on: 26th March 2023

User Friendly App

5
Easy to conduct all financial transaction with their user friendly baking app Reviewed on: 26th March 2023

Confusing app

4
Overall good experience but app is not intuitive Reviewed on: 24th March 2023

Monthly benefits of 123 rewards

5
Having my mortgage with Santander and 123 current as well. I have earnt more than £500 as reward in last few years. Thanks Santander. your services and benefits are beneficial to customers like me. Reviewed on: 22nd March 2023

5 Star

5
No issues, clear and easy to understand. Reviewed on: 21st March 2023

So far so good

5
An OK bank, not had any major problems Reviewed on: 21st March 2023

New boosts discount

2
Terrible it’s to much hassle and time consuming. Reviewed on: 21st March 2023

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