Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,232 reviews, last reviewed 7th Feb 2025
20% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

I am satisfied with these conditions it is very ok .this revolut account i am very satisfied with this account Reviewed on: 7th February 2025
Adi Satran's avatar
Adi Satran

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024
Ralp b's avatar
Ralp b

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1232)

Review of the Santander, 123 Current Account (discontinued):

Great account

5
Ive had the 123 current account for about 5 years now and cant fault it. It gives a good rate of interest every month Reviewed on: 20th November 2019

Easy hassle free

3
Really good hassle free bank. Good access to accounts online and through app. good customer service Reviewed on: 4th April 2022

Money back for paying with Direct Debits

5
The 1-2-3 account still proves worthwhile by rewarding it's customers with money back at the end of each month for paying for various utilities by Direct Debit. This alongside the various shopping offers (rewarding you for spending at various retailers) makes the 1-2-3 account a great product Reviewed on: 4th April 2022

A simple, secure bank

5
I've been with santander for over 25 years and have always found them easy to deal with. There are very few branches in this area however online banking is simple and the post office is an excellent substitute for paying in cheques or withdrawing cash when there are no cash machines. Recenlt I've been sending a regular payment to an overseas language teacher. Their international transfer option is simple and easy to use and offers an excellent exchange rate without any additional fees. Reviewed on: 3rd April 2022

It does what it's supposed to do

4
I find the Santander app very useful and makes transferring money between accounts or sending to other Santander account holders very easy. Reviewed on: 3rd April 2022

its great

5
Santander is everything a bank should be. They are professional, kind, and local. Everyone there is so welcoming and they really make you feel like an important person. Reviewed on: 1st April 2022

Never a Problem

5
Never had any problems with Santander. Great account with good perks. Online banking and app are easy to use. I have confidence in the safety of my money. Recommended. Reviewed on: 1st April 2022

Excellent customer service

5
Always receive excellent customer service in store or over the telephone. Reviewed on: 30th March 2022

Not perfect

4
Been with them a long time and although offered alternative banking do not believe other banks can be much better as they say the devil you know is better than the one you do not Reviewed on: 29th March 2022

Reasonable cash back

4
Easy to use website and decent cashback for certain bills paid through the account. Reviewed on: 29th March 2022

Good Bank

5
Old fashioned in my eyes but good product rewards. Reviewed on: 28th March 2022

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products