Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,240 reviews, last reviewed 4th Mar 2025
600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Very reliable and banking system Very reliable and banking system Reviewed on: 3rd March 2025
Richard Forbes's avatar
Richard Forbes

Latest lowest rating:

2

No longer worth it since benefits slashed No longer worth it since benefits slashed Reviewed on: 4th March 2025
OctarinePaul's avatar
OctarinePaul

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1240)

Review of the Santander, 123 Current Account (discontinued):

Account Support

5
Fraudulent activity has been brought to my attention by the bank and resolved immediately Reviewed on: 1st March 2025

very consistent bank

5
Recommend Santander, Reliable, fair and consistently quality bank. Reviewed on: 31st August 2023

Great flexible current account

5
Perfect account to run your main daily financial affairs Reviewed on: 31st August 2023

Efficiency

5
Santander have been my bank for many years. They move with the times but there service still meets my requirements. Reviewed on: 30th August 2023

A good bank

5
the only bank to give you cash back Reviewed on: 29th August 2023

Shambolic

1
Been with Santander for 13 years my card has been lost or stolen,hard to know after 3/4 days of trying to get through to Robots...I did eventually get through to their ' fraud' dept...I thought they would be assertive,willing to help &;above all friendly!! She was none of these I mean it was 9 o'clock in the morning bless her,probably had a row with her other half or a night on the lash! Either way her response in a broad liverpool accent was ' calm down'...Harry Enfield springs to mind! Reviewed on: 27th August 2023

Donttravel

1
Stranded in another country with no money. Account blocked due to incompetence and lack of intelligence Reviewed on: 24th August 2023

Excellent service with the personal touch

5
Had account now for a number of years and found access easy and the service offered second to none Reviewed on: 24th August 2023

Good interest

5
Have benefited from decent interest rates Reviewed on: 17th August 2023

Best bank ever

5
ALWAYS helpful,pay good interest. Money earned on standing orders Reviewed on: 17th August 2023

Long term satisfied customer

5
I have been with Santander since my own bank was taken over by them many years ago. I have always found them to be reliable and the 123 account is excellent value for money. I like the fact that I receive money back on my main bills and interest on my balance. Their customer service teams are also always excellent. My only complaint would be the lack of high street offices near me, meaning I Always have to contact them either by phone or webchat if I have a query, but as this isn't a regular occurence I can cope with it. Reviewed on: 11th August 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products