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Santander: Cash ISA reviews

Name: Cash ISA
Rating: 3.27 (67 reviews)

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2.96

Based on 67 reviews, last reviewed 3rd Apr 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

31%

24%

12%

27%

Latest highest rating:

5

They made a mistake on moving my isa and offered... They made a mistake on moving my isa and offered me £50 Reviewed on: 3rd April 2025

Latest lowest rating:

1

Absolutely terrible return. Absolutely terrible return. Lost £400 over 4 year period despite other competitors making a good return. Could have made £5,200 on a cash ISA. Obvio... Read more Reviewed on: 16th March 2025

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About this product

Santander have a range of ISAs with a choice of fixed rates and variable rates.

The Santander Easy Access ISA needs a minimum deposit of £500 to open the account. Santander offer a one year or two year fixed rate ISA. You can manage your account via telephone banking, branch or by online and mobile banking.

Santander cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Cash ISA reviews (67)

Review of the Santander, Cash ISA:

Mismanaging your money

I opened my second Santander ISA, having been a regular saver into my home savers issue 1 account. I opened the product over the phone after enquiring in my local branch. After discussing all products open to me with an advisor, I my decision at home. However, i now wish to close the account and put the funds into my current account as part of a house deposit I am due to pay on a recent purchase. Despite my loyalty to Santander I am encountering problems in doing so. I am being pushed into a mortgage interview I do not want to have. I already have a mortgage in place and are near exchange, but this is falling on deaf ears. I have also only now discovered it is a postal isa and thus am apparently required to apply in writing to get the money. It is a relatively small amount I wish to have access to and I am becoming exasperated by the whole process. I am also being sent endless volumes of account summaries and current balances on all of my accounts. There are Santander letters everywhere in my house! Reviewed on: 29th April 2015

Absolute rubbish

Been with this fund for 5 years £70,000 invested - the return minus £250 - if you have any sense put your money elsewhere Reviewed on: 14th June 2023

Bes RTate

Santander had the best 1 year ISA rate this year Reviewed on: 3rd April 2023

Fuss free and easy to use

Always had competitive savings rates Reviewed on: 3rd April 2023

Great ISA rate

A great online fixed rate ISA easy to set up, staff in branch very helpful Reviewed on: 6th March 2023

Poor investment ISA performance

Since August 2021, my ISA and investment account have both consistently lost significant amounts of money, and are worth more than 20% less. Of course we know that investments can go down as well as up, but both of these have only gone down. Buyer beware. Reviewed on: 10th February 2023

Investment

Easy to deal with and explained all deals available Reviewed on: 14th October 2022

Worst investment I ever made.

Investment total has declined every single quarter since I made it. Have lost patience now, far better to leave under mattress!!!!! So angry with Santander!!!! Reviewed on: 22nd September 2022

Not empress

Couldn't open an account not impressed. I have tried a few time to open an account. So this is why I opened a Starling account. It was quick and easy to do. I would recommend it to my friends and family. Reviewed on: 24th January 2020

Not jappy

Not been too happy with this isa. I doubt it’s earning anything at all now. Reviewed on: 15th January 2018

Account is fine interest rate not the best

Not the best interest rate but no problems with the service Reviewed on: 22nd November 2017

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