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StepChange: Debt Management reviews

4.95
Based on 14,682 reviews, last reviewed 6th Jul 2025
168850% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
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Latest highest rating:

5

They'll get you back to living StepChange are a non judgemental, unpatronising organisation whose sole aim is to help us manage our debt which is fair, achievable and realistic. Reviewed on: 6th July 2025
Alan's avatar
Alan

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14682)

Supportive

5
Take the plunge! Stepchange has helped me so much after years of worrying, I feel I am getting my finances back under control! Reviewed on: 23rd July 2021

Peace of mind

5
Stepchange gives you peace of mind. Anyone who has ever been in debt will know that you are always anxious, stressed and worried just waiting for the next demand to appear. Stepchange changes all that, they work with you to get your finances back on track and take away the endless demands for money you just don’t have. They really do give you peace of mind. Reviewed on: 23rd July 2021

Satisfaction service from understanding people

4
Very good I've also found them very professional Reviewed on: 23rd July 2021

Step-change trades your debts for peace of mind.

5
Step-change simplifies and sorts out my debts arrangement so I can focus on life matters. Reviewed on: 23rd July 2021

Brilliant helpful and life-changing

5
We have been clients of stepchange for many years now and it is without doubt has helped and changed our lives. We had spent years avoiding our problems, stepchange got us back on the straight and narrow and almost overnight the stress dissapated now if we get a problem or a letter from one of our creditors(which is rare nowadays) stepchange have people on the phone to deal or help us with. Very professional and friendly. Reviewed on: 23rd July 2021

Debt Counselling

5
I would honestly recommend StepChange, because they are honest and open with what is expected. I took the decision to ask for their help and have never regretted that. The road to paying off debt is not easy but they steer you through and as each step you make wil take a weight off your shoulders.When I finish my plan I would like to consider volunteering for step change as they can make a massive change in people’s lives going forward Reviewed on: 23rd July 2021

A piece of mind.

5
I think being in debt has to be one of the most daunting situations to find yourself in. It can be very easy to bury your head in the sand. Stepchange have the most welcoming and approachable team and they are brilliant at guiding you through all the steps to help you manage your debt, they also help you to maintain your plan and are quick to adjust when circumstances change. Reviewed on: 23rd July 2021

Step Change takes your debt away!

5
I have not nothing but praise for Step Change, for the way they have literally taken my debt away. They have made the process of managing my debt smooth, efficient, and stress-free. Reviewed on: 23rd July 2021

Help with a heart

5
I am in the final year of clearing my debts, and I am thrilled that what I once saw as an insurmountable hurdle is no more. StepChange has helped me every step of the way, first reviewing my expenses and together calculating how much I need to live comfortably. The remainder would re-pay my debtors. StepChange helped me craft a very acceptable financial plan, which causes no real hardship, but I did have to drop my charities. From my first contact with the team, who were extremely patient in explaining the system, the feeling of relief was immense. StepChange painlessly changed my life, is the long and short of it, and now I can sleep at night. And in eleven months I will be debt free. Thank you, StepChange. Reviewed on: 23rd July 2021

Puts you at ease

5
When I 1st phoned I was in a desperate situation but upon speaking to them they put me at ease and are helping me through my problems can speak or email them any time for advice really good service provided. Reviewed on: 23rd July 2021

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