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Tesco Bank: Car Insurance reviews

2.40
Based on 508 reviews, last reviewed 16th Jan 2025
82% decrease in 5 star reviews
in the past 90 days
55% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
52%

Latest highest rating:

5

Car stolen away from home, staff great, information... Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion bu... Read more Reviewed on: 26th October 2024
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K P

Latest lowest rating:

1

Poor service and support when you need it most! My car was taken from my home, and in an accident. I have spent two weeks trying to hear basic information about the progress of the case and what wil... Read more Reviewed on: 16th January 2025
R K's avatar
R K

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you want easy access to a simple website in order to manage your policy whenever suits you best? Find out what Tesco Bank customers have to say about its online systems by reading our Tesco Bank car insurance reviews. Perhaps you want protection against uninsured drivers or extra cover for your in-car entertainment. Whatever your needs, check out the reviews on Smart Money People to see how well Tesco Bank has been rated by its customers.

Have you had a car insurance policy with Tesco Bank? Consider leaving a Tesco Bank car insurance review on Smart Money People to help other drivers just like you. Did you use the Tesco Clubcard discount, and if so, did you see a notable difference in price? How did you find the customer service support? Whether your experience is good or bad, share it with our Smart Money People community. Together, we can increase trust and transparency in financial services.

Tesco Bank Car Insurance reviews (508)

Review of the Tesco Bank, Car Insurance:

Consistently good

5
I am very happy with my car insurance from Tesco, who I have been with since I passed my test six years ago. Since then, they have consistently offered fair prices and have made me want to renew each year. Reviewed on: 24th December 2015

Hopeless customer service and frustrating policy set up process - do not touch with a barge pole

1
I decided to move to Tesco car insurance following many years with a previous insurer. I applied for the insurance. A week later they sent an email asking me to upload my No Claims Discount. When I logged on, there was no option to upload. I called customer service repeatedly for several days. When I finally got through, they asked me to send my NCD proof via email. I did so immediately. Then no response for several days. I sent reminders. No response. I finally lodged a complaint. They got back to me to say I needed to show the date on my NCD proof, and since more time had passed, the policy was cancelled. But it was cancelled because they sat on it for days and customer service refused to respond! And they are going to charge me a high fee for the few days that I was temporarily insured, it seems. Very very poor all around - I cannot recommend them to anyone! Reviewed on: 11th December 2023

Expensive insurance

1
For no reason at all. No claims or anything my tesco car insurance has increased £110 from last year. Have been with them a few years now. Never made a claim. Obviously they don't value long term customers.. Looked at other insurance companies and can get a better cover for £100 less.. Bye bye tesco Reviewed on: 24th November 2023

Great Member Of Staff

5
Had a few problems however Shane has managed to sort this all for me, he is great and really put me at ease. Reviewed on: 22nd November 2023

money grabbers

1
i had a claim pending which i notified tesco my insurance policy was due for renewal a few weeks lateri was given a quote some £300 more than previous year so i assumed that they had taken the pending claim into account so i renewed my policy that was back in august 23. I have today received letter from tesco informing me to pay an additional £98 for my insurance to carry on,i phoned tesco to ask how they arrived at the renewal cost back in august and was given the answer that due to data protection they were unable to tell me.I find this ridiculous so i had to pay £98 which i can ill afford being a pensioner there was NO help or explanation from tesco and they will NOT get my custom next year.I feel tesco have treated me very badly and i shall tell everyone i speak to about my treatment given to me by tesco Reviewed on: 18th November 2023

DO NOT TAKE OUT A POLICY WITH TESCO!!!!

1
We had our car stolen from our driveway over 2 months ago. The car was recovered my the police 8 days later. We still have not had our car back. Endless phonecalls to tesco speaking to various contractors. It has been the most awful, stressful experience. The car is still in storage with no repairs made. Every time I call they tell me that they have arranged for the RAC to collect it from storage tomorrow and take it to the allocated garage for repairs. This never happens and we go round in circles so the car has now not moved from a storae facility for 7 weeks. Reviewed on: 13th November 2023

Took an extra 60% off me above what was quoted

1
On the 4th November, I got a price to transfer my tesco car insurance from my old car to my new one: £106.22 The person I spoke to said the quote would be saved on their system, so on the day of transfer (1 week later, Saturday 11th November), all I needed to do was give my policy details and the switch would be simple. I purchased the car as planned and when I phoned through, they said they had no record of a call and then they bumped the transfer price up from £106 to £167!!! They left me stuck in a situation where I had no choice but to give in to a 60% increase. I complained but they reiterated that they (conveniently) could find no record of offering me that quote and therefore, case closed. NEVER AGAIN! Reviewed on: 12th November 2023

Great customer service

5
Just a thanks to the 2 lovely guys I spoke to on the phone over the past 3 days trying to renew my insurance policy. They’re names were Chris and Scott, I spoke to them both separately over the 3 days and both were so helpful and willing to put themself out in order to sort the problem of my cards not working for renewing my insurance. Their manners and customer service are awesome and can’t thank them enough as I was very stressed. Thank you to them again! Reviewed on: 11th November 2023

Value for money

5
Chose Tesco car and home insurance about 5 years ago. This year is the only year my car insurance had increased. And only by about £30 per annum. Excellent value for money Reviewed on: 10th November 2023

Cheating scumbag company

1
Despite not seeing nor having any description of the condition of the vehicle, they told my daughter than it was a write-off, so that they didn’t have to give her a courtesy car, under their terms and conditions. They then left two young females in the cold and dark, for two hours, waiting for the recovery vehicle. Despicable behaviour Reviewed on: 7th November 2023

Would give 0 stars if possible

1
Really bad car insurance, everyone that i know that has got a quote has had their car insurance cancelled for daft reasons, like mine were i paid for the car but my mums names on logbook which they already knew my mums the registered keeper dumb pricks Reviewed on: 6th November 2023

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