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Vanquis : Credit builder credit card reviews

4.77
Based on 19,899 reviews, last reviewed 15th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
72% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

My experience is very good and would recommend every... My experience is very good and would recommend everyone to try it out for them self Reviewed on: 15th August 2025
Seaowna johnson's avatar
Seaowna johnson

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19899)

Excellent

5
Customer service is excellent and the App gives you the freedom to manage your account whenever Reviewed on: 3rd May 2024

Did have any credit score when I applied for a vanqu...

5
Did have any credit score when I applied for a vanquist credit card and got accepted I now have a very good credit score Reviewed on: 3rd May 2024

Been using this CC for several years.

5
Been using this CC for several years. It seems competitive with other cards available. Never had any problems with company. Reviewed on: 3rd May 2024

Help when otherscompanies refuse

5
Help when otherscompanies refuse Reviewed on: 3rd May 2024

Impressive customer service when needed, to be fair...

5
Impressive customer service when needed, to be fair not that often. The app is very user friendly too, really cannot fault the service. Reviewed on: 3rd May 2024

Helped me when no other banks would!

5
Vanquis gave me a card over 10 yrs ago when my credit score was extremely bad. I only had a £250 limit. But after years of trust and making every payment on time i now have a £4000 limit. So big thanks Vanquis. Reviewed on: 3rd May 2024

The best card I have

5
The best card I have when your credit situation is not the best I would recommend to anyone who is struggling with credit score options Reviewed on: 3rd May 2024

Good app. easy to use

4
The app. Is very easy to use and very straight forward. The initial application process was also easy to navigate. Reviewed on: 3rd May 2024

Very happy Mrs

4
Very happy with my card and services, got the app on my phone Reviewed on: 3rd May 2024

Great like being with Vanquis and a good customer bu...

5
Great like being with Vanquis and a good customer but the intrest rate has affected me and my financial situation but that’s not Vanquis fault . Reviewed on: 3rd May 2024

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