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Vanquis : Credit builder credit card reviews

4.78
Based on 19,903 reviews, last reviewed 30th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025
Sam k's avatar
Sam k

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19903)

Helped me when no other banks would!

5
Vanquis gave me a card over 10 yrs ago when my credit score was extremely bad. I only had a £250 limit. But after years of trust and making every payment on time i now have a £4000 limit. So big thanks Vanquis. Reviewed on: 3rd May 2024

The best card I have

5
The best card I have when your credit situation is not the best I would recommend to anyone who is struggling with credit score options Reviewed on: 3rd May 2024

Good app. easy to use

4
The app. Is very easy to use and very straight forward. The initial application process was also easy to navigate. Reviewed on: 3rd May 2024

Very happy Mrs

4
Very happy with my card and services, got the app on my phone Reviewed on: 3rd May 2024

Great like being with Vanquis and a good customer bu...

5
Great like being with Vanquis and a good customer but the intrest rate has affected me and my financial situation but that’s not Vanquis fault . Reviewed on: 3rd May 2024

Excellent customer service

5
I love the simplicity of it. So easy. Reviewed on: 3rd May 2024

Great service, high chase of approving and decent am...

5
Great service, high chase of approving and decent amount. Highly recommend Reviewed on: 3rd May 2024

Superb service

5
Very good and professional… very useful and easy to use…. And very happy!!! Reviewed on: 3rd May 2024

Always helpful an reliable above and beyond easy access

5
Always helpful an reliable above and beyond easy access Reviewed on: 3rd May 2024

Value for customers service.

5
Value for customers service. Vanquis card service is very accessible anytime Reviewed on: 3rd May 2024

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