Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19902)

I’m very happy with the service Vanquis been providing.

5
I’m very happy with the service Vanquis been providing. Thank you Reviewed on: 2nd May 2024

I have no problem with vanquis credit card, been wit...

5
I have no problem with vanquis credit card, been with them 15 years, easy to use website to follow if any problems Reviewed on: 2nd May 2024

High interest rates and lower credit limit for begin...

3
High interest rates and lower credit limit for beginners Reviewed on: 2nd May 2024

I am loving it .

5
I am loving it .It had been amazing experience with Vanquis. Reviewed on: 2nd May 2024

Theyve been very helpful anytime i needed assistance...

5
Theyve been very helpful anytime i needed assistance and their app is really good Reviewed on: 2nd May 2024

Always had good service with vanquis never any issues.

5
Always had good service with vanquis never any issues. Reviewed on: 2nd May 2024

Werry good

5
Nice I liked Reviewed on: 2nd May 2024

Excellent service.

5
Never had an issue with vanquis. All that could be improved is the paying by app service. Mine never seems to work. Reviewed on: 2nd May 2024

Was made easy from the start

5
Was made easy from the start always helpful sorting issues gave a great rate for good paying. Reviewed on: 2nd May 2024

When I am not elegible for any of credit options, va...

5
When I am not elegible for any of credit options, vanquis was the first credit card I ever had, that helped me to boost my credit score Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 2 reviews
    Vanquis
  • Loans

    from Vanquis 4.92 from 1252 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products