Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19902)

I get better offers with other card (0% transfers -...

5
I get better offers with other card (0% transfers - more balance rises ! ) but love love love ! Reviewed on: 2nd May 2024

Good card and good service.

5
Good card and good service. It’s a good credit card Reviewed on: 2nd May 2024

Customer service is non existent.

1
Customer service is non existent. The company is all about making profit and has a rigid process that is suitable for AI. Reviewed on: 2nd May 2024

Excellent for credit building, easy to use app

5
Great for credit building, easy to use app. Reviewed on: 2nd May 2024

Very good experience.

4
Very good experience. Right time notification for our bills. Reviewed on: 2nd May 2024

Great card

4
I think the only thing stopping me going higher is i think there needs to be greater options for when things get a little more difficult for people. Reviewed on: 2nd May 2024

Good card and easy to navigate app

4
Good card and easy to navigate app Reviewed on: 2nd May 2024

Excellent customer service and online service easy t...

5
Excellent customer service and online service easy to access, been a customer of Vanquis card for a few years now never had a problem. Would recommend to others. Reviewed on: 2nd May 2024

I had issue with my card and I called customer care...

5
I had issue with my card and I called customer care and they solve my issue within 5 mins. Reviewed on: 2nd May 2024

Very happy with the whole Service provided by Vanqui...

5
Very happy with the whole Service provided by Vanquis and never any unresolved issues or problems. Very please I was privileged to be accepted and certainly would recommend to friends & Family Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 2 reviews
    Vanquis
  • Loans

    from Vanquis 4.92 from 1252 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products