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Vanquis : Credit Building Credit Card reviews

4.77
Based on 19,883 reviews, last reviewed 29th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Everything seems super smooth and reliable. Everything seems super smooth and reliable. Reviewed on: 29th July 2025
James L's avatar
James L

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025
Moahmed khair's avatar
Moahmed khair

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19883)

They have been very helpful

5
They have been very helpful and realistic Reviewed on: 2nd May 2024

An easy to use card with no hidden conditions.

5
I have used Vanquis credit card for a few years now and enjoy the fact that they put no pressure on you to increase your limit. They ask if you require a new limit but leave it up to you if you do want to change. The app is excellent and easy to use. The card enables me to control my spending along with easy control of my repayments. Reviewed on: 2nd May 2024

Highly recommended card

5
I am a Vanquis good customer and I really like there service as there interest rates are very low from other banks and credit cards I highly recommended this card for everyone as they also help to built up your credit history as it’s done mine Reviewed on: 2nd May 2024

User Friendly and simply the best

5
User Friendly and simply the best Reviewed on: 2nd May 2024

I have use the service with ease.

4
I have use the service with ease. I have not needed to use customer services directly but I am fully informed about current information at all times. Reviewed on: 2nd May 2024

Vanquis credit card is very hands on always easy to...

5
Vanquis credit card is very hands on always easy to make payments by loads of options and never had a issue with anything over the last eight years. Reviewed on: 2nd May 2024

The card you can depend on

5
The card is easy to use when out and about. I’m confident that the card will pay when I need it to work it’s my buddy lol . Reviewed on: 2nd May 2024

Good service.

4
Good service. Available when i needed them. If I remember rightly this was a useful promotional offer to me of a 0% interest balance transfer. I would use again if available to me. Reviewed on: 2nd May 2024

Don’t do it

1
I should never have taken this card out I was warned of high interest but I took it out anyway I’m now a pensioner and i cant afford to pay this debt off how stupid was I to keep accepting the increased credit limit and it is costing me a fortune every month but do they care no they just keep telling me I’m nearing my credit limit and even though I’m not using the card what I’m paying each month is not getting the debt down at all it just seems to keep increasing how stupid have I been wish i had not taken this credit card out in the first place wish I had listened when I was told not too Reviewed on: 2nd May 2024

Satisfied with the services I have received from Van...

5
Satisfied with the services I have received from Vanquis bank Reviewed on: 2nd May 2024

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