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Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19902)

Simply the best

5
Just very easy to use with very clear options telling you what you can and cannot do. Reviewed on: 2nd May 2024

I haven't had any issues with my card and am pleased...

5
I haven't had any issues with my card and am pleased with the way I've been treated. The fact that it's a builder credit card makes it amaxing. Reviewed on: 2nd May 2024

I have not had any problems with vanquis

5
I have not had any problems with vanquis Reviewed on: 2nd May 2024

This card really helped he build my credit score.

5
This card really helped he build my credit score. They provided detailed advice of how to do this, which has helped me a great deal. Reviewed on: 2nd May 2024

I was sent a message saying i could get a credit lim...

3
I was sent a message saying i could get a credit limit increase, after applying, which was cumbersome to say the least, I was told I didn’t qualify? What was that about? Reviewed on: 2nd May 2024

I've had my Vanquis account for a couple of years no...

5
I've had my Vanquis account for a couple of years now - I used it initially to build my credit rating and it has done that very well Reviewed on: 2nd May 2024

Long standing Vanquis customer

5
Had the card for many years, notifications are good, the help when they call is good too. They advise me to get below a certain amount when it’s near my limit - but also tell me ‘why’ they are telling me that information. This really helps someone like me who hasn’t a clue! Reviewed on: 2nd May 2024

Helpful people

5
When i got into debt they were really easy to talk to and make a plan for the future, and now I'm out of debt Reviewed on: 2nd May 2024

Friendly and none intrusive service

5
Friendly and none intrusive service Reviewed on: 2nd May 2024

good limit and fair interest rate

4
Helps when your in a pickle, good limit and fair interest rate Reviewed on: 2nd May 2024

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