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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Very helpful since I have this card my life have bee...

5
Very helpful since I have this card my life have been easy. I would recommend it to all my family and friends Reviewed on: 2nd May 2024

Highly recommended

5
Very informative, regular updates on issues such as fraud, scams etc. If you need to speak to customer services, quick responses and very professional. Reviewed on: 2nd May 2024

I rate Vanquis highly.

5
I rate Vanquis highly. No fuss. There if you need them Reviewed on: 2nd May 2024

Poor customer service been with Vanquis number of ye...

1
Poor customer service been with Vanquis number of years now and had to raise numerous complaints for unprofessional service issues with attempting to transfer balances etc resulting in increased costs for myself. Reviewed on: 2nd May 2024

Every time had a query the team were always helpful...

5
Every time had a query the team were always helpful and went above and beyond Reviewed on: 2nd May 2024

Always Polite Customer Service Team

5
Always Polite Customer Service Team Reviewed on: 2nd May 2024

Easy to use, improved my credit score a lot for litt...

5
Easy to use, improved my credit score a lot for little effort Reviewed on: 2nd May 2024

My account is going well and have a great chance of...

5
My account is going well and have a great chance of increasing my credit limit. Reviewed on: 2nd May 2024

Vanquis - lives up to its name.

4
Vanquis - means to overcome in battle, a version of 'vanquish'. This is aptly named for this card service which comes to the rescue without creating an even bigger burden. So, you won't be able to buy a house with it but to recover from a headache, totally recommended - and you don't have to take it with water! Reviewed on: 2nd May 2024

When in a bit of bother.

5
They are very handy when you've misplaced an original bank card so you can just pick up the vanquis card and go Reviewed on: 2nd May 2024

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