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Vanquis : Credit builder credit card reviews

4.78
Based on 19,903 reviews, last reviewed 30th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025
Sam k's avatar
Sam k

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19903)

Positive recommendation to Vanquis!

5
I opened a credit card account with Vanquis and the whole process has been quick, easy and efficient. I had the first 9 months interest free which is a brilliant sign up introduction. The app is great, nice and simple, direct debits and making payments easy to use and I just find Vanquis flawless so far, so for that I thank them and would highly recommend to anyone. Reviewed on: 2nd May 2024

Every time I phone I get excellent service

5
Every time I phone I get excellent service Reviewed on: 2nd May 2024

Money transfer offers are that NOT GREAT

3
Money transfer offers are that NOT GREAT Reviewed on: 2nd May 2024

Very good credit card

5
I was glad to get this credit card and I've been very happy with Vanquis. I do try and clear my statement balance each month as I don't want to pay high interest rates on debt. Over time my credit score has much improved Reviewed on: 2nd May 2024

Good services with vanquish.

5
Good services with vanquish. Very delightful to be a customer with your organisation. Easy access to my account. Reviewed on: 2nd May 2024

Brilliant and value for money love using vanquise

5
Brilliant and value for money love using vanquise Reviewed on: 2nd May 2024

Interest Rates Crippling

4
I understand the card is good for building credit ratings, but you interest rates make it very difficult to pay balances off. Reviewed on: 2nd May 2024

Very professional and will solve any problem that a...

5
Very professional and will solve any problem that arises so good with updated and reminders as well . Reviewed on: 2nd May 2024

Satisfied

5
Very happy with the service I received when I had an issue the team was very helpfull. Reviewed on: 2nd May 2024

Good rates and an excellent card for helping build c...

5
Good rates and an excellent card for helping build credit. Good customer service and easy to use app. Reviewed on: 2nd May 2024

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