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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Customer service excellent and friendly

5
Service excellent friendly and helpful and always polite. Reviewed on: 2nd May 2024
Miss A Reid 's avatar
Miss A Reid

Reminders in plenty of time makes budgeting payments...

5
Reminders in plenty of time makes budgeting payments easier and convenient. Reviewed on: 2nd May 2024
Mike O's avatar
Mike O

I haven't had to contact Vanquis on many occasions b...

5
I haven't had to contact Vanquis on many occasions but the times I have my query has been resolved quickly and efficiently. The Customer service has been brilliant and the fact I haven't had to contact them many times for issues speaks volumes. Reviewed on: 2nd May 2024
Bethan A's avatar
Bethan A

Positive experience...

4
I have found Vanquis to be very informative and keeping my credit on an even keel Reviewed on: 2nd May 2024
Ann T's avatar
Ann T

Quality and Efficient Service

4
The App is very easy to use and efficient. The customer service team is qualified, friendly and efficient in answering queries. I have found the overall experience with Vanquis to be a positive one. Reviewed on: 2nd May 2024
Alex M's avatar
Alex M

My Experience

5
I applied for a vanquis credit card when I had a very poor credit score. And over the years vanquis credit card has helped me build a much healthier credit score. The vanquis app is so easy to use and a real pleasure when paying my vanquis invoice. I also love the fact that I get a reminder to tell me payment is due and what my minimum payment is. Reviewed on: 2nd May 2024
Amanda R's avatar
Amanda R

Positive recommendation to Vanquis!

5
I opened a credit card account with Vanquis and the whole process has been quick, easy and efficient. I had the first 9 months interest free which is a brilliant sign up introduction. The app is great, nice and simple, direct debits and making payments easy to use and I just find Vanquis flawless so far, so for that I thank them and would highly recommend to anyone. Reviewed on: 2nd May 2024
Aaron H's avatar
Aaron H

Every time I phone I get excellent service

5
Every time I phone I get excellent service Reviewed on: 2nd May 2024
Robert H's avatar
Robert H

Money transfer offers are that NOT GREAT

3
Money transfer offers are that NOT GREAT Reviewed on: 2nd May 2024
Anil B's avatar
Anil B

Very good credit card

5
I was glad to get this credit card and I've been very happy with Vanquis. I do try and clear my statement balance each month as I don't want to pay high interest rates on debt. Over time my credit score has much improved Reviewed on: 2nd May 2024
Alexandra B's avatar
Alexandra B

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