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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19903 reviews)

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4.78

Based on 19,903 reviews, last reviewed 30th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19903)

MY Vanquis My Saviours, best thing I did last year

Excellent, Vanquis has and is helping me get through such a difficult time in my life after being homeless, then getting housed and having poor credit Vanquis gave a chance and an opportunity that so far has been the best thing during very turbulent times and quite frankly I don’t where I’d be without them, I can’t thank them enough so I’ll be saying thank you by using them as much as possible and keeping up with the payments and recommending them any chance I get to everyone I meet Reviewed on: 1st May 2024

I love Vanquis because It provides one of the best s...

I love Vanquis because It provides one of the best services. Reviewed on: 1st May 2024

Very flexible and credit score helps

Very flexible and credit score helps Reviewed on: 1st May 2024

Helped a lot in difficult times, highly recommended

Helped a lot in difficult times, highly recommended Reviewed on: 1st May 2024

Thank you

Years ago I was going through a bad patch, I got through it with the help of vanquis and have never looked back Reviewed on: 1st May 2024

A repair your credit score card

After bankruptcy many moons ago I applied for this card when getting back to normality. Was accepted and it has instrumental in getting my credit score back to excellent. Not the lowest interest or all the bells and whistles of others but does exactly what is says on the tin. Used sensibly and your credit score will climb. I now have other cards with better interest rates and better benefits but I still use the Vanquis card as they helped me take control of my finances and offered a lifeline when no one else would. Reviewed on: 1st May 2024

Good service and value for money good

Good service and value for money good Reviewed on: 1st May 2024

Lower interest offered over most others.

Lower interest offered over most other competitors. Easy to manage my account in the app. Always clear and transparent with my charges. Reviewed on: 1st May 2024

I have a good experience with Vanquis it’s built my...

I have a good experience with Vanquis it’s built my credit score the interest could have been lower but it’s no too bad. Also I have been with Vanquis for maybe 3 years are more and I always pay on time I would recommend Vanquis to friends and family. Reviewed on: 1st May 2024

So far I'm happy to use this credit card.

So far I'm happy to use this credit card. Reviewed on: 1st May 2024

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