Write a review

Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.76 (19886 reviews)

View other Vanquis products

4.77

Based on 19,886 reviews, last reviewed 30th Jul 2025

61% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Product and services Always keep me updated with product and services Reviewed on: 30th July 2025

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025

Read all reviews See your review

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

Smart Money People is the place for Vanquis Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Vanquis Credit Building Credit Card reviews (19886)

Review of the Vanquis, Credit Building Credit Card:

It’s one of the great credit cards that i have used.

It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

App not working , charging too much fees for service...

App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I have to call them to pay over the phone. As soon as I got pay them ALL then I will close my account and discard them . They always call me on my work telephone discussion my issue with my colleagues and ask them to in courage me to to call back which I never run behind my payment. Reviewed on: 20th July 2025

Costomer service

They have one of the best costomer service i have talked to them few time and i never wait for it Reviewed on: 20th July 2025

No problem smooth so far easy application

No problem smooth so far easy application Reviewed on: 20th July 2025

Excellent company, excellent service and help online

Excellent company, excellent service and help online Reviewed on: 19th July 2025

Potentially horrific end after years of good servic

When I frst joined Vanquis it was brilliant and helped me to rebuild my credit after years of struggle following a divorce and a scam. However, things really went downhill, when for some reason,about three years ago, I could no longer access my account, neither online nor on the mobile app. For some reson, still unknown to me, I could not log in, even after ringing up and seeking help from the Head Office. Appologies were made, by telephone and by via email, but the problem was never rectified. I had been a good customer over the years that I had been with Vanquis and had always paid my account on time and keeping within my credit limit. Fortunately, I had a zero balance when the problems occurred or I daresay that the problems would have been severe, in the extreme, through no fault of my own, as I would have been unable access my account to make payment. It is for this reason that I have given such a low score, I could not possibly reccomend a company that would potentially, through their inability to sort out their system, lead their customers into a very serious finacial situation that would cause a tremendous upset. Reviewed on: 19th July 2025

A credit card that actually makes life easier!

I’ve been using my Vanquis credit card for a while now, and honestly, it’s been a game changer. The application process was quick and hassle-free, the app is super easy to use, and the alerts keep me totally in control of my spending. I love the flexibility it gives me—whether it’s for everyday purchases or unexpected expenses. The interest rates are fair, and the rewards system is a great bonus. Plus, I really appreciate the customer support team—they’ve always been helpful and friendly whenever I had questions. Using this card has genuinely improved how I manage my finances. I feel secure, supported, and in charge. Can’t recommend it enough! Reviewed on: 19th July 2025

It’s really great it helped me to boost my credit sc...

It’s really great it helped me to boost my credit scores Reviewed on: 18th July 2025

A brilliant company who are transparent and helpful.

A brilliant company who are transparent and helpful. All interactions i have had with vanquis have been positive Reviewed on: 17th July 2025

No complaints & great customer service

No complaints & great customer service Reviewed on: 17th July 2025

Needed to build my history and this card was just ri...

Needed to build my history and this card was just right for me. Reviewed on: 17th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus
from Capital One 3.29 from 3 reviews
Credit Card
from Vanquis 4.32 from 549 reviews
Credit Card
from The Co-operative Bank 2.78 from 35 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 2 reviews
Loans
from Vanquis 4.92 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub