Smart Money People Logo

Vanquis : Credit card reviews

4.26
Based on 553 reviews, last reviewed 10th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

5

Vanquis offers balance transfers Vanquis offers balance transfers Reviewed on: 5th September 2025
fizzleaf71's avatar
fizzleaf71

Latest lowest rating:

1

This bank is a scammer! This bank is a scammer! Never to be trusted I am writing to express my serious dissatisfaction with the way Vanquis has handled my credit card account... Read more Reviewed on: 10th February 2026
Welicia Novais's avatar
Welicia Novais

About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit card reviews (553)

Review of the Vanquis, Credit card:

I had to pay scammers . And I reported fraud.

1
I had to pay scammers . Disgraceful company, Reviewed on: 1st January 2025

Very good notification

5
Easy to keep track, great reminder system and app is always up to date and factual personal information. Reviewed on: 25th May 2023

Great product and customer service

5
The app is simple to use and I've always had great communication from Vanquis. Reviewed on: 25th May 2023

Service highly recommended

5
Have a credit card and loan ,have found that any enquiries, questions or problems are dealt with a high level of professionalism by a very helpful and efficient staff . Reviewed on: 25th May 2023

The best

5
I have been with vanquis for some years now, both the credit card and loans and I would say vanquis is a great company, I will recommend family and friends which I know they will enjoy vanquis with no regret. Reviewed on: 25th May 2023

First class service

5
Great low APR no hassle . Highly recommended Reviewed on: 25th May 2023

Amazing

5
Vanquis credit card allowed me to build up my credit score and also the app is easy to understand and use vanquis has amazing customer service too. Reviewed on: 25th May 2023

Low interest

5
Very pleased with Vanquis credit card. Low interest, all transactions are done very fast. Helping when you need money. Reviewed on: 24th May 2023

Looks after me when I need it

5
Gave me the platform to build my credit rating back up, Thankyou Reviewed on: 24th May 2023

Excellent service

5
I have found vanquis to be first class with their service. Timely reminders helping one keep track of spending and finances. Reviewed on: 24th May 2023

Supportive

5
Has been helpful in time of urgent need of cash Reviewed on: 24th May 2023

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Credit builder credit card

    from Vanquis 4.78 from 19912 reviews
    Vanquis
    View all products