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Vanquis : Credit card reviews

View other Vanquis products
4.23
Based on 561 reviews, last reviewed 17th Apr 2026
400% increase in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
77%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
7%

Latest highest rating:

4

Easy to use app The Vanquis app is easy to use and you can set up reminders for payments, direct debits etc. Reviewed on: 17th April 2026
Teri A's avatar
Teri A

Latest lowest rating:

2

Good for improving your rating but poor service I always pay off my credit on time and reliably. At points, I have had to depend on my card to get through certain periods. The issue I have had with ... Read more Reviewed on: 16th April 2026
Jide Awodigede's avatar
Jide Awodigede
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About this product

Vanquis offer a balance transfer and purchase credit card.

Vanquis offer 0% for purchases and balance transfers for a set period of time. You will be charged a fee for any balance transfers. When the offer period on the card ends, any outstanding balance will be charged at a standard variable interest rate.

Vanquis credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit card reviews (561)

Great credit card!

5
Handy lil app and nice credit card Reviewed on: 20th April 2022
Huzair Qadri's avatar
Huzair Qadri

Great credit card!

5
Handy lil Nice app and credit card Reviewed on: 20th April 2022
Huzair Qadri's avatar
Huzair Qadri

Not very friendly

3
It’s ok, not very user friendly, contact mostly through calls Reviewed on: 29th March 2022
roshan don's avatar
roshan don

Great and helpful

4
I find Vanquis credit card facility to very great. They are willing give great offers and are very helpful to their customers. I have not been with them for long time but have had great experience and kind relationship with them. Reviewed on: 29th March 2022
Peter Ernest Clement's avatar
Peter Ernest Clement

Ok to start.

1
Interest goes higher trying to finish it. Reviewed on: 23rd February 2022
Joe Clement's avatar
Joe Clement

Easy to use

5
Fantastic app easy to use & safe Reviewed on: 17th February 2022
Jamie's avatar
Jamie

Cancel facilities without reason

1
I had this card for some time - paid on time every time and made sure I stick to the terms. Out of the blue, they tell me they are withdrawing their credit facility and I had no say in the matter. Absolute rubbish company and rubbish service. Reviewed on: 10th February 2022
N A H's avatar
N A H

good

5
they have never let me down and been with a long time Reviewed on: 26th January 2022
mike101's avatar
mike101

Cunning procedures to make your credit look bad

1
Dont touch this company. I've been a customer for years. Always pay on time. Often over the minimum. I used about 20 percent of my limit. Which is good on your credit score. However because I used this card very rarely they reduced my credit. Which then was 98% of limit. There intention is to make other lender weary. And lower interest cards unavailable to you. Therefore they will at later date increase your limit so you are forced to use theirs again at high interest. Don't touch them! Find more reputable credit card. Reviewed on: 10th December 2021
Elaine Herdman's avatar
Elaine Herdman

Awful company

1
After paying more than the minimum each month for nearly two years, they cut my credit limit by £300 and then had the cheek to send me a text saying I was near my limit! Absolutely appalling Christina Reviewed on: 19th November 2021
Ninareiki@mail.uk's avatar
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