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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.54 (476 reviews)

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4.56

Based on 476 reviews, last reviewed 13th Sep 2024

90% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

79%

11%

Latest highest rating:

5

Top Company! They’ve been extremely helpful in helping balance out my finances. I used to have multiple credit cards but now I solely have credit with these guys! ... Read more Reviewed on: 23rd August 2024

Latest lowest rating:

1

Allows scammers to get away with fraud! Allows scammers to get away with fraud! DO NOT BOTHER WITH THESE SHARKS! Reviewed on: 13th September 2024

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (476)

stuck in a rut

APR far to high, nearly impossibly to get out of it once your in it. I finally rang to cancel after working hard for 6 months to pay it all off (after I rang them explaining my situation and asking for some help) got told all was fine and card was canceled, to then be hit with charges the next month Reviewed on: 28th June 2016

Cant fault them

When i needed a credit card they gave me a limit i can work with and low monthly payments each month Reviewed on: 10th June 2016

Fab company hassle free helps build poor credit

This company is fab at helping people rebuild ther credit. They are so helpful if you need to speak to them and definitely quick at finding ways to help their customers. Reviewed on: 19th May 2016

extortionate rates .... stay away there is better ways to build your credt

lesson learnt stay away .... APR rates are ridiculous Reviewed on: 19th May 2016

A great help

They are very helpful in maintaining a good credit history. When I've had an issue with a payment they've listened, advised and helped me out with repayment plans. Wholly recommend! Reviewed on: 19th May 2016

Good for building your credit rating but high interest

I got a Vanquis card to build my credit as I had a poor rating due to getting into debt in my younger years. I have found it good for credit rating building - as long as you make your payments on time there is no problem, and they increase you credit balance every now and then too! But, the interest rates are high - obviously this is because you are classed as "high risk" because of poor credit rating and this is something you have to swallow if you want to rebuild you credit. But if you can spend on the card and repay it in full every month then you don't get charged any interest anyway, so this is a sensible way to do it. The E-Vanquis online facility is easy to use to make payments and keep on top of your spending, easy to navigate etc. I have found Vanquis easy to communicate with and a pleasant experience so far. Reviewed on: 17th May 2016

high interest rates, bad customer service

phoning me up at all hours, when im a little bit behind and speaking to people who dont know my situation, Also the interest rates are so high its easy not get behind. Reviewed on: 29th April 2016

Good for poor credit, otherwise avoid

I got this credit card to boost my credit rating as I had been previously refused another card. It worked and after using this for a year, my credit rating improved significantly, so I was able to get a better credit card easily. If that is what you want, then it does the job, but be warned they constantly call and send irritating text messages. I don't ever give out my personal details over the phone unless I make the call. Vanquis constantly call and ask for personal details, but without giving anyway to confirm that they are who they say they are. The customer service over the phone is a joke, they never know anything. avoid them unless you really have poor credit and need to start to improve it. Reviewed on: 28th March 2016

High APR but great customer service

I can't fault the customer service I received when taking out the card. Friendly and helpful, prompt to call back when requested and good advice on setting up and managing my account online. The APR is high, but this is because they consider customers with a poor credit rating, and provided you pay back within the interest free period it shouldn't be an issue. Reviewed on: 28th March 2016

Fantastic and helpful

They've been really helpful since I took the card out and every day since. Reviewed on: 28th March 2016

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Vanquis : Credit Card reviews

90% decrease in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Vanquis : Credit Card now

Vanquis Credit Card reviews (476)

stuck in a rut

Cant fault them

Fab company hassle free helps build poor credit

extortionate rates .... stay away there is better ways to build your credt

A great help

Good for building your credit rating but high interest

high interest rates, bad customer service

Good for poor credit, otherwise avoid

High APR but great customer service

Fantastic and helpful

Review Vanquis : Credit Card now

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