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Vanquis : Credit Card reviews

Name: Credit Card
Rating: 4.52 (481 reviews)

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4.50

Based on 481 reviews, last reviewed 28th Mar 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

78%

11%

Latest highest rating:

5

I love it. I love it. Its quick and reliable. I use it almost always Reviewed on: 28th March 2025

Latest lowest rating:

1

Irresponsible lenders!!! Stay away!!! Now… where do I start… I think Vanquis is an irresponsible lender and I urge any of their 1.7 million customers, who have a slightest doubt about the... Read more Reviewed on: 8th February 2025

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About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (481)

Over priced credit -,Poor App

Took to try and rebuild Credit Score. IOS App doesn't work. Website infuriatingly refreshes when you are trying to login. Kept trying to take full balance from direct debit, and only communication is by phone. Reviewed on: 2nd May 2017

Brilliant

They are so easy to deal with - quick acceptance, the card is easy to manage and when I did have an issue they understood and helped me solve it there and then. Reviewed on: 1st May 2017

Okay as a last resort

The company lend to people with a less than average credit rating, I would only (and have ) use them if I couldn't find a better interest rate. They are fine as long as you keep up your payments but I did find them aggressive in some of their dealings. Reviewed on: 30th April 2017

Vanquis

I couldn't get a card but then vanquis came along and gave me a chance been with them for 2 years now Reviewed on: 7th April 2017

good credit builder

geat card to get your credit rating back up good online serivces and phoneeline if neeeded Reviewed on: 4th April 2017

Very high interest rates

I picked this card a while back (I no longer have it) to help rebuild my credit. As a student the urge to use it to spend was very high. As I kept up with my payments they increased my limit and I used it. They don't allow you to make extra payments it's minimum or all of the balance needless to say I had to Take a loan to pay it off, as over three years I'd literally paid enough in to pay the Balance off however it all went on interest and the balance never came down. Be very cautious Reviewed on: 15th January 2017

Great customer service

You speak to or can request to, the same person when phoning. Reviewed on: 12th January 2017

Worked for my credit

The card has been great for improving my credit rating Reviewed on: 16th December 2016

Building credit

If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

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