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Vanquis : Credit Card reviews

4.56
Based on 476 reviews, last reviewed 13th Sep 2024
90% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
79%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
5%

Latest highest rating:

5

Top Company! They’ve been extremely helpful in helping balance out my finances. I used to have multiple credit cards but now I solely have credit with these guys! ... Read more Reviewed on: 23rd August 2024
Joe's avatar
Joe

Latest lowest rating:

1

Allows scammers to get away with fraud! Allows scammers to get away with fraud! DO NOT BOTHER WITH THESE SHARKS! Reviewed on: 13th September 2024
MTB's avatar
MTB

About this product

Vanquis Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Vanquis customers like? Find out more about the Vanquis Credit Card by reading our trusted Smart Money People reviews. You can also write your own Vanquis Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Vanquis Credit Card reviews (476)

Very high interest rates

1
I picked this card a while back (I no longer have it) to help rebuild my credit. As a student the urge to use it to spend was very high. As I kept up with my payments they increased my limit and I used it. They don't allow you to make extra payments it's minimum or all of the balance needless to say I had to Take a loan to pay it off, as over three years I'd literally paid enough in to pay the Balance off however it all went on interest and the balance never came down. Be very cautious Reviewed on: 15th January 2017

Great customer service

4
You speak to or can request to, the same person when phoning. Reviewed on: 12th January 2017

Worked for my credit

5
The card has been great for improving my credit rating Reviewed on: 16th December 2016

Building credit

5
If you use Vanquis, great way to build up your credit rating, just pay it in full every month, don't do minimum. Reviewed on: 15th December 2016

It's OK

3
The Vanquis is ok - i'm just using it to try to build up my credit Reviewed on: 8th December 2016

Mistake

1
The worst - out this card is the worst mistake I ever made Reviewed on: 7th December 2016

High interest rate

3
It's ok - but has no added value via points/cashback etc and it has a high charge rate. Reviewed on: 6th December 2016

Not used much

3
My vanquis credit card is just ok, don't really use it! Reviewed on: 30th November 2016

OK

3
It's just OK, I never really use the card. Reviewed on: 29th November 2016

Always had good service

4
I'd recommend vanquis to my friends I've had good experiences with this credit company. Reviewed on: 30th June 2016

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