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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (219 reviews)

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4.91

Based on 219 reviews, last reviewed 2nd Jun 2025

5400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Good service So far has been pretty straight forward and wave are very responsive Reviewed on: 2nd June 2025

Latest lowest rating:

1

Disappointed with Application Handling I am writing to express my disappointment regarding the handling of my membership and loan application. I was surprised to learn that my application ... Read more Reviewed on: 7th April 2025

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About this product

Wave Community Bank Loans reviews (219)

Review of the Wave Community Bank, Loans:

Wave community are brilliant easy, friendly and prof...

Wave community are brilliant easy, friendly and professional to apply for loans and saving as you borrow is a great way to save Reviewed on: 7th April 2025

Great customer service

My experience with them has been amazing, they are a wonderful team, kind and friendly staff willing to help you all the time. I would recommend it 100% Reviewed on: 2nd June 2023

Fair

Reliable and fair. Applying for the loan was easy. Repayments are affordable and I like that when you repay your loan you’re saving money as well. Reviewed on: 2nd June 2023

Easy and rewarding

It's a brilliant idea I not only pay off my loan but I also invest of others Reviewed on: 2nd June 2023

The Bank with Real People

It’s so nice to have a community bank that have real people at the heart of it. Applications are dealt with by people and not machines with algorithms. They listen and help. I couldn’t be more pleased with the service Reviewed on: 2nd June 2023

Fantastic service

After trying to take out a loan for a new vehicle, I had issues with banks due to identity fraud, Wave community bank were able to help me, and at a very reasonable rate as well. I was able to see the amount owed each day, and managed to repay the loan long before it was due to finish. Would I head to them again for something else, Yes I would, without a question of doubt. Reviewed on: 2nd June 2023

Personal approach to customers. Friendly and responsive staff.

Loan application was processed fast. Instead of being dependant just on credit reports, loan advisor contacted personally to clarify some details. Process from beginning to end took place online. Overall positive experience. Been in touch with staff regarding my payments not showing on App, again issue was dealt with quickly and instead of "We sorted this for you", I actually got full answer on why that happened, how it affects my account, what was done and how it will look going forward. And also, as mentioned, App is handy to track accounts from the phone with transparency. Would definitely recommend. Reviewed on: 9th May 2023

Wave finacial

GREAT SERVICE. HELPFUL. KEEP YOU UP TO DATE. ADVICE READY AVAILABLE. AND FRIENDLY. NO HIDDEN AGENDA. RECOMMEND. Reviewed on: 27th October 2022

Reliable and ethical

Safe Reliable and with a good focus on being a positive influence on the local community Reviewed on: 24th July 2022

Personal service and quick decisions

Wave is a local community service and not a faceless bank. What I have always needed is a person on the other end of an email or phone that could give financial guidance, that I could trust and trusted me. I am glad I saw the little advert for Wave in my local magazine and have been with Wave for many years now! Reviewed on: 20th July 2022

Very good rates

I didn’t feel any pressure or worried about interest rates and I paid my loan back and saved money at the same time Reviewed on: 13th July 2022

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