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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (222 reviews)

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4.91

Based on 222 reviews, last reviewed 11th Jul 2025

79% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Always courteous, kind & helpful I've been fortunate enough to have been a recipient of several loans, but even when they couldn't help me their customer care is still outstanding. Reviewed on: 11th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (222)

Very friendly staff fast answer amaizing website ea...

Very friendly staff fast answer amaizing website easy to navigate Reviewed on: 25th April 2025

It's great if you need help with Extra finances I'm...

It's great if you need help with Extra finances I'm also saving at the same so every little top up help me and family out Reviewed on: 22nd April 2025

I had help from Wave community bank to pay my deposit.

I had help from Wave community bank to pay my deposit. I was able to, not only repay the deposit and save money. Since then, my financial activities in terms of managing my finance has been better. I am very happy to have been offered this option because the type of loans available in other banks are predatory. Reviewed on: 19th April 2025

They will adjust your borrowing to what YOU can afford

really easy and friendly service. Money comes out of my pay every month so no worry of missed payments. APR is not to high either .Great loan as the APR is lower than the bank Reviewed on: 16th April 2025

From the minute I got my email that I had been accep...

From the minute I got my email that I had been accepted I have had thorough information with support and explained exactly how it’ll work, with little work on my end I was approved which will help me and my little family with lots of bits and still save in the meantime which I think is amazing. I’d highly recommend to friends and families especially if they were struggling in this time. Reviewed on: 15th April 2025

Great Experience

I’ve had two loans with wave and both times they’ve been courteous and really accommodating. Reviewed on: 13th April 2025

Always have great experience with Wave, when I do ne...

Always have great experience with Wave, when I do need to speak to someone they are always very prompt and extremely helpful. Reviewed on: 13th April 2025

Wave have helped me save and financially

Wave have help me so much I love that you can save and repay all in one go and having the app helps you track everything. Reviewed on: 13th April 2025

Best bank

Got a loan was quick and simple to apply, can manage on my phone like any other bank and support was fab Reviewed on: 13th April 2025

Taking the time to listen.

Wave took the time to listen to me over Zoom, helping me out, that not only benefited me, but supporting me in my job, in allowing me to get a car, to support adults with learning difficulties, to enable them to go on holiday, days out. Reviewed on: 12th April 2025

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