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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.92 (225 reviews)

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4.92

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Helpful, fast loans.

Helpful, fast loans. Never had any problems and also good that some of your money gets saved for you as well. Reviewed on: 7th April 2025

Fantastic

Never had an issue with them. Every time I've spoken to them about any issues they've always been a delight to talk to and helped me any way they could. Reviewed on: 7th April 2025

Fantastic experience so far - come to my rescue with...

Fantastic experience so far - come to my rescue with a loan when others wouldn’t Reviewed on: 7th April 2025

I had my grandson move in with at short notice due t...

I had my grandson move in with at short notice due to parents having mental health crisis and need to get clothing furniture for him wave was understanding of the situation and helped in the emergency without wave I wouldn’t have been able to get everything needed in the emergency Reviewed on: 7th April 2025

Wave community are brilliant easy, friendly and prof...

Wave community are brilliant easy, friendly and professional to apply for loans and saving as you borrow is a great way to save Reviewed on: 7th April 2025

WCB have been excellent for my family and I.

WCB have been excellent for my family and I. Great with their loans and savings account. Customer service is brilliant and always feel at ease with them. Highly recommend to all! Reviewed on: 7th April 2025

Bus pass loan - brilliant.

I have been using Wave community bank for 5 years for my annual bus pass loan. It is cheaper and as it comes out of my pay before i receive it so I don't even miss it. The combination of also paying into a saving account is a nice bonus when the loan is paid off. I would recommend this to anyone who using the bus regularly. Reviewed on: 7th April 2025

They have been amazing.

They have been amazing. Very helpful and extremely fast with a decision and extremely fast payouts Reviewed on: 7th April 2025

Friendly and professional and ethical

Friendly and professional and ethical Reviewed on: 7th April 2025

Pretty good.

Pretty good. I needed a loan to study in New York and was struggling to get one elsewhere but was able to secure one with Wave Community Bank. Reviewed on: 7th April 2025

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