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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (222 reviews)

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4.91

Based on 222 reviews, last reviewed 11th Jul 2025

81% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Always courteous, kind & helpful I've been fortunate enough to have been a recipient of several loans, but even when they couldn't help me their customer care is still outstanding. Reviewed on: 11th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (222)

I had my grandson move in with at short notice due t...

I had my grandson move in with at short notice due to parents having mental health crisis and need to get clothing furniture for him wave was understanding of the situation and helped in the emergency without wave I wouldn’t have been able to get everything needed in the emergency Reviewed on: 7th April 2025

Wave community are brilliant easy, friendly and prof...

Wave community are brilliant easy, friendly and professional to apply for loans and saving as you borrow is a great way to save Reviewed on: 7th April 2025

WCB have been excellent for my family and I.

WCB have been excellent for my family and I. Great with their loans and savings account. Customer service is brilliant and always feel at ease with them. Highly recommend to all! Reviewed on: 7th April 2025

Bus pass loan - brilliant.

I have been using Wave community bank for 5 years for my annual bus pass loan. It is cheaper and as it comes out of my pay before i receive it so I don't even miss it. The combination of also paying into a saving account is a nice bonus when the loan is paid off. I would recommend this to anyone who using the bus regularly. Reviewed on: 7th April 2025

They have been amazing.

They have been amazing. Very helpful and extremely fast with a decision and extremely fast payouts Reviewed on: 7th April 2025

Friendly and professional and ethical

Friendly and professional and ethical Reviewed on: 7th April 2025

Pretty good.

Pretty good. I needed a loan to study in New York and was struggling to get one elsewhere but was able to secure one with Wave Community Bank. Reviewed on: 7th April 2025

Wave Community Bank are a life saver.

Wave Community Bank are a life saver. They supported me, without judgement, when I was trying to get myself out of financial hole and look at the full picture not just the numbers. I also love knowing that my savings are used to help others and not just for their profit. Reviewed on: 7th April 2025

They understand my circumstances and they helped me...

They understand my circumstances and they helped me throughout the Christmas period. Thank you so much wave community bank, you’re showing the community who are struggling, that there is people to help! Thank you so much. Reviewed on: 7th April 2025

Very pleased with the service they provide, always v...

Very pleased with the service they provide, always very helpful when you need any information and sort out queries very quickly. Reviewed on: 7th April 2025

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