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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.92 (225 reviews)

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4.92

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Wave Community Bank are a life saver.

Wave Community Bank are a life saver. They supported me, without judgement, when I was trying to get myself out of financial hole and look at the full picture not just the numbers. I also love knowing that my savings are used to help others and not just for their profit. Reviewed on: 7th April 2025

They understand my circumstances and they helped me...

They understand my circumstances and they helped me throughout the Christmas period. Thank you so much wave community bank, you’re showing the community who are struggling, that there is people to help! Thank you so much. Reviewed on: 7th April 2025

Very pleased with the service they provide, always v...

Very pleased with the service they provide, always very helpful when you need any information and sort out queries very quickly. Reviewed on: 7th April 2025

Quick and simple to use.

Quick and simple to use. Get a loan and save at the same time Reviewed on: 7th April 2025

They are very helpful and helpful me so much

They are very helpful and helpful me so much Reviewed on: 7th April 2025

This is the best bank to save with

This is the best bank to save with Reviewed on: 7th April 2025

Emphaty, professional customer service.

Emphaty, professional customer service. Great idea to encourage saving alongside loan repayment Reviewed on: 7th April 2025

Very quick with responses and processed my loans qui...

Very quick with responses and processed my loans quick I like that I can save as I'm paying back highly recommend Reviewed on: 7th April 2025

Very easy and quick process, forms are quick to fill...

Very easy and quick process, forms are quick to fill out and they let you know in short time frame. Reviewed on: 7th April 2025

Convenient, affordable and reliable service

As a first time borrower, I was guided through the process and provided with a quick response and approval. The interest rate is not bad and there is savings attached to my repayment which I believe is valuable and practical. Reviewed on: 7th April 2025

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