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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.83 (225 reviews)

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4.83

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Great

Very efficient service and helped staff Reviewed on: 15th February 2021

The best British Bank for loans

Very fast and efficient service. Very customer friendly. It listens to individual circumstances and tries to accommodate the customers’ needs. In addition it tailors for the most needed. It’s approach is very flexible. Reviewed on: 15th February 2021

ethical lender

escu is a very high quality ethical lender that supports many at correct rates when others won't Reviewed on: 15th February 2021

The loan that helps you save too

I have repaid several loans now, and managed to save money whilst doing it. This is the best system I have found so far Reviewed on: 15th February 2021

Go beyond the call of duty when serving members

I have been a member of the East Sussex Credit Union for a couple of years and for the first time I have been able to save money with their Saver Loans. They helped me through every step of the process and no question was too much trouble. They have created lots of online tools which I have used since being in lockdown that have helped me to budget better and feel better about debt and how to pay it off. Everyone needs to join a local credit union! Reviewed on: 10th February 2021

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