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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.92 (225 reviews)

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4.92

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Sensible lending made simple

Really sensible approach to lending made simple. Love the personal touch not the “computer says” and really enabled me to budget to accommodate a large unexpected expense sensibly that gave me peace of mind whilst being affordable and allowed me to get urgent works completed also. Reviewed on: 7th June 2021

Great Customer Service

Efficient, Helpful and very good customer service, great communication Reviewed on: 7th June 2021

Easy access

It was so easy to apply and correspondence was great! Correct advice and alternative loan plans were given. Great customer service Reviewed on: 7th June 2021

Local, personal & ethical

The personal service I received and prompt response time when applying for a loan was brilliant, and helped me and my family when we really needed it. Reviewed on: 7th June 2021

A financial heart beat

If money was blood this bank would be a Heart, pumping fluid from hand to toe and around the brain where happy helpful Volunteers, Pioneers and Doctors go In 75 years I've banked with most but the East Sussex Credit Union is the best place I know to keep you £ doe kind regards to all John Arnold. Reviewed on: 17th April 2021

Brilliant ethical provider

I would definitely recommend ESCU to my friends & family. I feel like a valued customer, always able to speak to a human being, who seems engaged & able to assist me, & I feel like I'm treated as a human & that the credit union makes decisions on that basis, rather than being a faceless number that does or doesn't tick arbitrary boxes to qualify for services from the big corporate banks Reviewed on: 17th April 2021

Long term client

Been a member since I moved to Brighton in 2004. Have now moved away but am still a member as I found them very pleasant and understanding and see no reason to cancel my membership. Reviewed on: 16th April 2021

Good deal on the bus loan

got a loan for the bus and got the annual saver ticket Brighton and Hove bus,s cheaper by buying through a loan with escu was very inpressed Reviewed on: 16th April 2021

Excellent

Very impressed with escu,so easy to deal with, Helped every step of the way, excellent company. Reviewed on: 9th April 2021

Always here to help

They have always helped me during some difficult times when I was in financial difficulties and needed a bit of flexibility with my loan repayments Reviewed on: 9th April 2021

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