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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.83 (225 reviews)

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4.83

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Fast and quick decision. Friendly unstanding staff

Desperatly needed to move, and they were there for me. Twice now. And I've even carried on saving with them. Reviewed on: 7th June 2021

Brilliant service

East sussex credit union have helped me during a very difficult period of my life. Even when I was struggling a little bit with the loan repayments they’ve been very kind and understanding and I felt like they’ve always been by my side. Brilliant service! Reviewed on: 7th June 2021

Thank you credit Union I love you you are so kind

The staff are so welcoming and so lovely to talk to. I can’t thank you enough credit Union thank you Reviewed on: 7th June 2021

Easy caring and helpful

They have a hands on personal approach and that makes you feel valued and thatEast Sussex Credit Union care Reviewed on: 7th June 2021

B&H BUS LOAN.

got my bus ticket for the year through East Sussex credit union and it worked out cheaper than buying the same ticket directly from the bus company, very inpressed. Reviewed on: 7th June 2021

Excellent empathetic banking

Accessible banking with empathy. Reviewed on: 7th June 2021

Great people, and life savers!

ESCU have helped me out a number of times, and are always kind and non-judgemental. Don't know where I'd be without them. Reviewed on: 7th June 2021

They helped with a loan and process was quick

Easy application and quick communication. The app is very easy to use and all products to find Reviewed on: 7th June 2021

Refused my loan

Refused my loan with no reason , not because I have bad credit mean I won’t pay it back Reviewed on: 7th June 2021

Help when you need it

Sometimes unexpected costs arrive you may not have planned for. This happened to us as a family, and we turned to East Sussex Credit Union. Very quickly they were able to help and responded the same day. Such a relief and no pressure from them. It’s an excellent and worthwhile scheme helping many people. Reviewed on: 7th June 2021

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