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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.93 (222 reviews)

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4.91

Based on 222 reviews, last reviewed 11th Jul 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Always courteous, kind & helpful I've been fortunate enough to have been a recipient of several loans, but even when they couldn't help me their customer care is still outstanding. Reviewed on: 11th July 2025

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (222)

Bus ticket help

excellent help when needed couldn't have afforded the annual bus ticket without them , thank you Reviewed on: 27th March 2021

Person-centred reasonable lending

East Sussex Credit Union are supporting me to get myself out of debt. They enabled me to consolidate my debts, which I am paying off whilst also making some savings (at their insistence). They have always been very supportive and understanding of individual circumstances changing. They basically just treat customers like real people with real lives! They have changed my life for the better! Reviewed on: 27th March 2021

Easy, approachable loan people

I needed to take out a loan to build a ramp to give me wheelchair access. Contacted ESCU. They were very helpful and did a quick but thorough assessment of what I could afford, and explained their policy to get people used to saving a regular amount. They made a loan offer and detailed all the costs. I felt safe dealing with them rather than one of the awful payday loan sharks. The money was transferred to my bank account promptly. I now save regularly and have a safe, reliable contact if I need something in the future. Reviewed on: 27th March 2021

Brilliant service

Easy to use. Great way to save money, fantastic customer service. Reviewed on: 26th March 2021

Miss zohreh Adeli

I have been with credit union for over 8 years they are simply a best company for borrowing and saving money ..staffs are very helpful and polite ..interest is low and they always helping you ..its good because you can have savings with them i do strongly recommend credit union Reviewed on: 26th March 2021

Nice and helpful

Easy to speak to which always helps Reviewed on: 26th March 2021

life saver

Evicted by unscrupulous landlords and credit union helped me get a loan and be housed rather than sit on a piece of cardboard homeless. Reviewed on: 26th March 2021

Best place to get a loan

Best place to get a loan because they help you save at the same time as paying them back iv saved nearly £800with them also very little interest compared to many others East Sussex credit union have helped me out so much in difficult times by approving my loan when I moved into my first flat with my children I didn’t have nothing only basic stuff and my mum passed away 8 years ago and my dad I don’t know so credit union helped me in difficult times and a fair few times too as I have no one else to help me I’m soo grateful I found credit union definitely recommended people! Reviewed on: 26th March 2021

Always happy to help

I have been with these for many years now, I have had loans which they explain fully before you even commit, also have savings, I also like that if you do have queries they always happy to talk and help you through every thing, I have also referred family too. Keep doing a good job xx Reviewed on: 26th March 2021

Excellent Service

Sound advice, favourable loans and savings services, great staff. Reviewed on: 26th March 2021

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