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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.83 (225 reviews)

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4.83

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Great service and all paid in time.

Great service and all paid in time. Reviewed on: 7th April 2025

very friendly and also tell you everything every ste...

very friendly and also tell you everything every step of the way. to whether ur approved or not Reviewed on: 7th April 2025

Excellent member of the staff.

Excellent member of the staff. Professional treatment. They know me and treat me with care and support. Reviewed on: 7th April 2025

Consolidation loan

I was in need of a consolidation loan, I used wave as part of my employer they sorted everything out even paid all the creditors for me and transfered what was left would highly recommend wave Reviewed on: 7th April 2025

Good customer service and very friendly staff.

Good customer service and very friendly staff. The overall loan application process was fairly quick. Reviewed on: 23rd September 2024

Just the best stress free loans

They are incredibly helpful and listen to what you have to say and advise you accordingly so it’s stress free and low interest and I know my money isn’t being used for investment accept other people better than other banks Reviewed on: 7th August 2023

I always recommend wave to anyone that will listen

Absolutely amazing. Been with wave for around 3 years now. Beyond amazing. Low interest rates which include savings you can’t touch until your loan is paid off. Reviewed on: 11th July 2023

Accessible

After several years of mental health difficulties, my earnings decreased and my credit rating was impacted. However I was able to consolidate debts twice with Wave. It was easy, and the staff make direct contact with you throughout the process. Wave was there for me when no other loan provider was and it's meant I have been able to pay off debts and save at the same time. Reviewed on: 30th June 2023

The best Bank

I am very happy that I chose this bank Reviewed on: 30th June 2023

Consolidate the easiest way too repay

Experience the best way too repay a loan at very reasonable rates .Friendly efficient staff and rates Reviewed on: 30th June 2023

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