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Wave Community Bank: Loans reviews

View other Wave Community Bank products
4.83
Based on 225 reviews, last reviewed 12th Apr 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026
Ang's avatar
Ang

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.
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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Excellent

5
Always helped me out with affordable loans. Always offer repayments based on how much you can afford. If you do experience problems they are very helpful in helping you make a payment plan that’s right for you. So easy to talk to, always respond or answer phones quickly. Answer queries quickly and sufficiently. Perfect review Reviewed on: 29th June 2023
Shelby Wake's avatar
Shelby Wake

Efficient and Understanding

5
I was impressed by how responsive and easy the systems are to complete my application and the great service from the team Reviewed on: 29th June 2023
Michaela Griffon's avatar
Michaela Griffon

Amazing

5
Wave for me has been an amazing place to save and get loans as and when I’ve needed them. I’ve already recommended them to a few of my friends who have also becomes members. Reviewed on: 29th June 2023
Jasmine's avatar
Jasmine

Amazing

5
Amazing friendly and very helpful. Will always help and meet whatever needs our needed. Reviewed on: 6th June 2023
Nathan Scott's avatar
Nathan Scott

How banks should be run.

5
They helped me out just when I needed them and then when I got into some trouble over COVID, they helped me even more. If everybody used this service, both us and them would be in a much better position. Reviewed on: 5th June 2023
Steve So's avatar
Steve So

Brilliant

5
They have helped me a lot from secured loans to family loans and have been able to get what I need when things are tough. They was able to assist me to the treated potential. Reviewed on: 3rd June 2023
Daniel Chesney's avatar
Daniel Chesney

Bolier broke a few years ago

5
I love Wave. I own my house as lovely as that is it comes with a lot of responsibility. If something breaks I have to have the money to fix it. As few years ago my Bolier broke and I couldn’t get financed by any gas company. So my daughter and I sat with no heating or hot water for months. I even contacted the church as I was desperate but they couldn’t help. Someone put me on to Wave loans it was easy and affordable. I was able to borrow and then was able to pay for a new Bolier. I have since cleared this loan when other companies wouldn’t lend to me Wave did. I would only use them now for loans even now my credit rating is good. Thank u Wave for helping me when no one else would . Reviewed on: 3rd June 2023
Donna Denyer's avatar
Donna Denyer

Very great product

5
It Worse tey it à& great communication Reviewed on: 2nd June 2023
peter sourial's avatar
peter sourial

Excellent service

4
It was a wonderful service, very smooth and quick. Staffs are very professional. Reviewed on: 2nd June 2023
Naorem Roshan Singh's avatar
Naorem Roshan Singh

Great personal service

5
From application the service was very supportive and friendly. The staff I spoke to was understanding and friendly. Easy app to use to manage your account and nice to have the added saving account attached to the loan payments. Reviewed on: 2nd June 2023
Emma Winter's avatar
Emma Winter

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