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Wave Community Bank: Loans reviews

Name: Loans
Rating: 4.83 (225 reviews)

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4.83

Based on 225 reviews, last reviewed 12th Apr 2026

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

If you don't succeed first time, try again. At first I was turned down, a couple of months before I got accepted. I applied again, after I had explained I would be better off, paying off cred... Read more Reviewed on: 12th April 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Wave Community Bank follow a strict ethical lending policy for loans.

There are no arrangement fees for a Wave Community Bank loan and repayments include a savings element so you build a savings pot as you pay off the loan. Loans are also available to members aged 70 and over.

Wave Community Bank loan reviews help you find out what it’s really like to be a customer. If you’ve used Wave Community Bank before, you can also leave a review and share your experience.

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Wave Community Bank Loans reviews (225)

Fantastic easy-to-use service

Very easy-to-use online services with a quick response Reviewed on: 2nd June 2023

Amazing help for people like me

It is a great help to me and my family, almost a miracle that there is an institution like you willing to help. Forever grateful. Thank you very much. Reviewed on: 2nd June 2023

Brilliant service

Could ask for any more ! Brilliant service and communication Reviewed on: 2nd June 2023

Friendly & with fantastic customer service

I always choose to companies I work with not only on their efficiency (& Wave are right up there) but on their customer service, in this automated day and age it is so important to have warm, friendly humans right on the front line. Please keep up this amazing standard as a priority. Reviewed on: 2nd June 2023

Fantastic bank

First class service. Should be more like Wave excellent!! Thank you everyone at wave keep up the great work!! GOOD JOB!! Reviewed on: 2nd June 2023

Great service and lower interest rates

Communication during processing time was amazing and great customer service. Lower interest rates. The opportunity to have a little savings while paying off your loan. Reviewed on: 2nd June 2023

Amazing service

This bank has amazing customer service when applying for a loan. Plus you pay extra every month which you get back when your loan is repayed which is a great idea as it stops you repaying your loan and having to apply for another so it is a savings as well as loan. Fantastic Reviewed on: 2nd June 2023

Great customer service

My experience with them has been amazing, they are a wonderful team, kind and friendly staff willing to help you all the time. I would recommend it 100% Reviewed on: 2nd June 2023

Fair

Reliable and fair. Applying for the loan was easy. Repayments are affordable and I like that when you repay your loan you’re saving money as well. Reviewed on: 2nd June 2023

Easy and rewarding

It's a brilliant idea I not only pay off my loan but I also invest of others Reviewed on: 2nd June 2023

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