Write a review

Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (701 reviews)

View other Zopa products

4.96

Based on 701 reviews, last reviewed 3rd Mar 2025

45800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Good for all Easy to use - straight forward Ap Reviewed on: 3rd March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

Read all reviews See your review

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (701)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

All round great, my fiancee now uses Zopa

All round great, my fiancee now uses Zopa Reviewed on: 28th February 2025

A great savings ISA

I have had an account withZopa for over one year and have had no difficulties with it whatsoever. Reviewed on: 28th February 2025

Top ISA.

Top interest rate for an easy access ISA. Reviewed on: 28th February 2025

Easiest online app for banking to use

User error on opening my account but they were very helpful and patient. With that sorted, I’ve opened up 2 accounts one being their ISA, so easy to track your savings. Reviewed on: 28th February 2025

Easy app to use good communication with customers

Easy app to use good communication with customers Reviewed on: 28th February 2025

Great rates, great app.

Great rates, great app. Very satisfied. Reviewed on: 28th February 2025

Nice people to do business with

Great savings rates and easy to access account Reviewed on: 28th February 2025

So easy to use

So easy to use especially for older people who find some of the banking apps very complicated. Clear and concise. Very pleased to have joined Zopa I have always used the big 4 previously and found them much more complicated to navigate and their returns very poor. Reviewed on: 28th February 2025

So easy to move money around your accounts.

So easy to move money around your accounts. Reviewed on: 28th February 2025

Good rates that don’t keep changing, good range of p...

Good rates that don’t keep changing, good range of products Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Help to Buy ISA
from Lloyds Bank 4.39 from 7 reviews
Help to Buy ISA
from Nationwide 4.67 from 28 reviews
Help to Buy ISA
from Santander 3.56 from 12 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub